How much is a home worth in ZIP code 95928?

The typical home in 95928 is worth $463,449, based on the Zillow Home Value Index.

Are home values rising in 95928?

Home values in 95928 are up 0.5% over the past year, and up 1.1% a year over five years.

What is the typical rent in 95928?

A typical home in 95928 rents for about $1,642 a month, a gross rental yield of 4.3%.

What is the property tax rate in 95928?

The effective property tax rate in 95928 is 0.8% — roughly $3,583 a year on a typical home.

ZIP code 95928 has a population of 37,409 and a median household income of $64,949.

HousingHandbookReference data

…

U.S. ZIP Code · CA95928

Butte County · Chico, CA

Typical home value

$463,449^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +0.5%
5-year / yr: +1.1%
10-year / yr: +4.1%

Relative price

vs U.S.: +63.1%
vs metro: +38.2%
vs state: -33.8%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95928 is worth $463,449 — 38.2% above the Chico, CA median. Over the past year, values have risen 0.5%. Homes here rent for a typical $1,642 a month — a 4.3% gross rental yield. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,642^[2]
Gross yield: 4.3%^[2]
Cap rate: 2.6%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.8%^[3]
Typical annual tax: $3,583^[3]

#Climate risk

FEMA National Risk Index ratings for Butte County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively Moderate
Coastal flood: Not Applicable
Wildfire: Relatively High
Drought: Very High
Heat wave: Relatively Moderate
Hurricane: Not Applicable
Tornado: Relatively Low
Earthquake: Relatively Moderate
Winter weather: Relatively Low

#Who lives here

Population: 37,409^[3]
Median household income: $64,949^[3]

#Migration

Household moves in and out of Butte County over a year, from IRS tax-return data.

Net migration: +275^[5]
Moved in: 4,691
Moved out: 4,416

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 12
Elementary: 6
Middle: 2
High: 2

CORE Butte Charter
Other · Grades K–12 · CORE Butte Charter District
898 students
Marsh (Harry M.) Junior High
Middle · Grades 6–8 · Chico Unified
764 students
Chico Country Day
Elementary · Grades K–8 · Chico Country Day District
574 students
Rosedale Elementary
Elementary · Grades K–5 · Chico Unified
555 students
Little Chico Creek Elementary
Elementary · Grades K–5 · Chico Unified
455 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield4.3%

Net yield (after ~40% expenses)2.6%

Annual rent$19,702

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$2,343

Loan principal$370,759

Down payment$92,690

Total interest paid$472,883

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.84

Monthly cost to own$3,027

Monthly rent$1,642

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 75th percentile^[1]
Rental yield: 20th percentile^[2]
Property tax: 92nd percentile^[3]

Frequently asked

How much is a home worth in ZIP code 95928?: The typical home in 95928 is worth $463,449, based on the Zillow Home Value Index.
Are home values rising in 95928?: Home values in 95928 are up 0.5% over the past year, and up 1.1% a year over five years.
What is the typical rent in 95928?: A typical home in 95928 rents for about $1,642 a month, a gross rental yield of 4.3%.
What is the property tax rate in 95928?: The effective property tax rate in 95928 is 0.8% — roughly $3,583 a year on a typical home.
Who lives in 95928?: ZIP code 95928 has a population of 37,409 and a median household income of $64,949.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

95926 vs 95928 →
Chico, CA
Typical home
$437,000
Gross yield
4.4%
95973 vs 95928 →
Cohasset CDP, CA
Typical home
$502,826
Gross yield
4.1%
95914
Bangor CDP, CA
Typical home
$396,066
Gross yield
—
95942
Forest Ranch CDP, CA
Typical home
$372,805
Gross yield
—
95948
Gridley, CA
Typical home
$354,157
Gross yield
—
95917
Biggs, CA
Typical home
$344,825
Gross yield
—

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#Jump to section

U.S. ZIP Code · CA95928

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