HousingHandbookReference data

U.S. ZIP Code · HI96749

Hawaii County

Typical home value

$463,229[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-0.4%
5-year / yr
+5.5%
10-year / yr
+6.2%

Relative price

vs U.S.
+63.1%
vs metro
vs state
-44.8%
ZIP 96749 location in HI
Location of ZIP 96749 in HI

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 96749 is worth $463,229. Over the past year, values have fallen 0.4%. Homes here rent for a typical $2,319 a month — a 6.0% gross rental yield. The effective property tax rate is 0.3%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,319[2]
Gross yield
6.0%[2]
Cap rate
3.6%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.3%[3]
Typical annual tax
$1,463[3]

#Climate risk

FEMA National Risk Index ratings for Hawaii County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Relatively Low
Wildfire
Relatively High
Drought
Very Low
Heat wave
No Rating
Hurricane
Relatively Low
Tornado
Very Low
Earthquake
Relatively High
Winter weather
Very Low

#Who lives here

Population
19,132[3]
Median household income
$85,399[3]

#Migration

Household moves in and out of Hawaii County over a year, from IRS tax-return data.

Net migration
+404[5]
Moved in
4,103
Moved out
3,699

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
2
Middle
1
High
1
  • Keaau High School

    High · Grades 9–12 · Hawaii Department of Education

    1,014 students

  • Keaau Elementary School

    Elementary · Grades PK–5 · Hawaii Department of Education

    821 students

  • Keaau Middle School

    Middle · Grades 6–8 · Hawaii Department of Education

    760 students

  • Ke Kula o Nawahiokalaniopuu Iki - Laboratory PCS

    Elementary · Grades PK–8 · Hawaii Department of Education

    527 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield6.0%
Net yield (after ~40% expenses)3.6%
Annual rent$27,823

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,342
Loan principal$370,583
Down payment$92,646
Total interest paid$472,659

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.23
Monthly cost to own$2,852
Monthly rent$2,319

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 96749?
The typical home in 96749 is worth $463,229, based on the Zillow Home Value Index.
Are home values rising in 96749?
Home values in 96749 are down 0.4% over the past year, and up 5.5% a year over five years.
What is the typical rent in 96749?
A typical home in 96749 rents for about $2,319 a month, a gross rental yield of 6.0%.
What is the property tax rate in 96749?
The effective property tax rate in 96749 is 0.3% — roughly $1,463 a year on a typical home.
Who lives in 96749?
ZIP code 96749 has a population of 19,132 and a median household income of $85,399.

Compare ZIPs

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