HousingHandbookReference data

U.S. ZIP Code · HI96764

Hawaii County

Typical home value

$617,826[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-1.0%
5-year / yr
+5.5%
10-year / yr

Relative price

vs U.S.
+117.5%
vs metro
vs state
-26.4%
ZIP 96764 location in HI
Location of ZIP 96764 in HI

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 96764 is worth $617,826. Over the past year, values have fallen 1.0%. The effective property tax rate is 0.2%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.2%[3]
Typical annual tax
$1,208[3]

#Climate risk

FEMA National Risk Index ratings for Hawaii County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Relatively Low
Wildfire
Relatively High
Drought
Very Low
Heat wave
No Rating
Hurricane
Relatively Low
Tornado
Very Low
Earthquake
Relatively High
Winter weather
Very Low

#Who lives here

Population
516[3]
Median household income
$55,769[3]

#Migration

Household moves in and out of Hawaii County over a year, from IRS tax-return data.

Net migration
+404[5]
Moved in
4,103
Moved out
3,699

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
1
Elementary
0
Middle
0
High
0
  • Laupahoehoe Community - PCS

    Other · Grades PK–12 · Hawaii Department of Education

    324 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$3,124
Loan principal$494,261
Down payment$123,565
Total interest paid$630,402

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$3,742
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 96764?
The typical home in 96764 is worth $617,826, based on the Zillow Home Value Index.
Are home values rising in 96764?
Home values in 96764 are down 1.0% over the past year, and up 5.5% a year over five years.
What is the property tax rate in 96764?
The effective property tax rate in 96764 is 0.2% — roughly $1,208 a year on a typical home.
Who lives in 96764?
ZIP code 96764 has a population of 516 and a median household income of $55,769.

Compare ZIPs

Pit ZIP 96764 against any other ZIP — full side-by-side table.

Compare 96764

#Jump to section