U.S. ZIP Code · HI96778
Hawaii County
Appreciation
- 1-year
- -3.7%
- 5-year / yr
- +3.8%
- 10-year / yr
- +5.6%
Relative price
- vs U.S.
- +1.6%
- vs metro
- —
- vs state
- -65.6%
Price history
Zillow Home Value Index — monthly, smoothed and seasonally adjusted.
The typical home in 96778 is worth $288,475. Over the past year, values have fallen 3.7%. Homes here rent for a typical $1,763 a month — a 7.3% gross rental yield. The effective property tax rate is 0.3%.
#Rent & investment
Typical asking rent, and the returns it implies at the current home value.
#Property tax
Effective rate — total real estate taxes paid relative to total home value.
#Climate risk
FEMA National Risk Index ratings for Hawaii County. "Not Applicable" means the hazard does not threaten the county.
- Overall risk
- Relatively High[4]
- Riverine flood
- Relatively High
- Coastal flood
- Relatively Low
- Wildfire
- Relatively High
- Drought
- Very Low
- Heat wave
- No Rating
- Hurricane
- Relatively Low
- Tornado
- Very Low
- Earthquake
- Relatively High
- Winter weather
- Very Low
#Who lives here
#Migration
Household moves in and out of Hawaii County over a year, from IRS tax-return data.
- Net migration
- +404[5]
- Moved in
- 4,103
- Moved out
- 3,699
Schools
Open public schools in this ZIP, from the NCES Common Core of Data.
- Public schools
- 4
- Elementary
- 2
- Middle
- 0
- High
- 1
Pahoa High & Intermediate School
High · Grades 7–12 · Hawaii Department of Education
758 students
Hawaii Academy of Arts & Science PCS
Other · Grades K–12 · Hawaii Department of Education
708 students
Keonepoko Elementary School
Elementary · Grades PK–6 · Hawaii Department of Education
552 students
Pahoa Elementary School
Elementary · Grades PK–6 · Hawaii Department of Education
394 students
Run the numbers
Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.
Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.
Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.
Owning and renting are roughly even.
This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.
#Metro ranking
Where this ZIP sits among others in its metro area.
Rankings
Top-10 lists this ZIP code appears on.
Frequently asked
- How much is a home worth in ZIP code 96778?
- The typical home in 96778 is worth $288,475, based on the Zillow Home Value Index.
- Are home values rising in 96778?
- Home values in 96778 are down 3.7% over the past year, and up 3.8% a year over five years.
- What is the typical rent in 96778?
- A typical home in 96778 rents for about $1,763 a month, a gross rental yield of 7.3%.
- What is the property tax rate in 96778?
- The effective property tax rate in 96778 is 0.3% — roughly $900 a year on a typical home.
- Who lives in 96778?
- ZIP code 96778 has a population of 15,262 and a median household income of $39,750.
Compare ZIPs
Pit ZIP 96778 against any other ZIP — full side-by-side table.
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