HousingHandbookReference data

U.S. ZIP Code · HI96795

Honolulu County · Urban Honolulu, HI

Typical home value

$1,089,211[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+0.2%
5-year / yr
+4.2%
10-year / yr
+3.9%

Relative price

vs U.S.
+283.4%
vs metro
+24.8%
vs state
+29.8%
ZIP 96795 location in HI
Location of ZIP 96795 in HI

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 96795 is worth $1,089,211 — 24.8% above the Urban Honolulu, HI median. Over the past year, values have risen 0.2%. The effective property tax rate is 0.3%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.3%[3]
Typical annual tax
$3,142[3]

#Climate risk

FEMA National Risk Index ratings for Honolulu County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Very High
Coastal flood
Relatively Moderate
Wildfire
Relatively High
Drought
Very Low
Heat wave
No Rating
Hurricane
Relatively Low
Tornado
Relatively Low
Earthquake
Relatively High
Winter weather
No Rating

#Who lives here

Population
10,675[3]
Median household income
$120,714[3]

#Migration

Household moves in and out of Honolulu County over a year, from IRS tax-return data.

Net migration
-2,135[5]
Moved in
21,092
Moved out
23,227

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
3
Middle
0
High
0
  • Waimanalo Elementary & Intermediate School

    Elementary · Grades PK–8 · Hawaii Department of Education

    357 students

  • Blanche Pope Elementary School

    Elementary · Grades PK–6 · Hawaii Department of Education

    211 students

  • Malama Honua Charter School

    Elementary · Grades K–8 · Hawaii Department of Education

    166 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$5,508
Loan principal$871,369
Down payment$217,842
Total interest paid$1,111,383

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$6,679
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
63rd percentile[1]
Rental yield
[2]
Property tax
30th percentile[3]

Frequently asked

How much is a home worth in ZIP code 96795?
The typical home in 96795 is worth $1,089,211, based on the Zillow Home Value Index.
Are home values rising in 96795?
Home values in 96795 are up 0.2% over the past year, and up 4.2% a year over five years.
What is the property tax rate in 96795?
The effective property tax rate in 96795 is 0.3% — roughly $3,142 a year on a typical home.
Who lives in 96795?
ZIP code 96795 has a population of 10,675 and a median household income of $120,714.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Waiahole-Waikane CDP, HI

    Typical home
    $1,084,912
    Gross yield
    3.7%
  • Kaaawa CDP, HI

    Typical home
    $1,074,240
    Gross yield
  • Urban Honolulu CDP, HI

    Typical home
    $1,071,487
    Gross yield
    3.1%
  • Kahuku CDP, HI

    Typical home
    $1,057,882
    Gross yield
  • Mokuleia CDP, HI

    Typical home
    $1,029,665
    Gross yield
    3.8%
  • Pearl City CDP, HI

    Typical home
    $937,945
    Gross yield
    3.1%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

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