HousingHandbookReference data

U.S. ZIP Code · OR97103

Clatsop County

Typical home value

$481,880[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-1.1%
5-year / yr
+4.1%
10-year / yr
+7.2%

Relative price

vs U.S.
+69.6%
vs metro
vs state
+4.8%
ZIP 97103 location in OR
Location of ZIP 97103 in OR

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 97103 is worth $481,880. Over the past year, values have fallen 1.1%. Homes here rent for a typical $1,741 a month — a 4.3% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,741[2]
Gross yield
4.3%[2]
Cap rate
2.6%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$3,510[3]

#Climate risk

FEMA National Risk Index ratings for Clatsop County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively Low
Coastal flood
Very High
Wildfire
Very Low
Drought
Very Low
Heat wave
Relatively Low
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Relatively Moderate
Winter weather
Very Low

#Who lives here

Population
17,993[3]
Median household income
$75,147[3]

#Migration

Household moves in and out of Clatsop County over a year, from IRS tax-return data.

Net migration
+86[5]
Moved in
1,401
Moved out
1,315

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
6
Elementary
3
Middle
1
High
2
  • Astoria Senior High School

    High · Grades 9–12 · Astoria SD 1

    641 students

  • Astoria Middle School

    Middle · Grades 6–8 · Astoria SD 1

    419 students

  • Lewis & Clark Elementary School

    Elementary · Grades 3–5 · Astoria SD 1

    381 students

  • Astor Elementary School

    Elementary · Grades K–2 · Astoria SD 1

    328 students

  • Hilda Lahti Elementary School

    Elementary · Grades K–8 · Knappa SD 4

    306 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield4.3%
Net yield (after ~40% expenses)2.6%
Annual rent$20,890

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,437
Loan principal$385,504
Down payment$96,376
Total interest paid$491,689

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.80
Monthly cost to own$3,131
Monthly rent$1,741

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 97103?
The typical home in 97103 is worth $481,880, based on the Zillow Home Value Index.
Are home values rising in 97103?
Home values in 97103 are down 1.1% over the past year, and up 4.1% a year over five years.
What is the typical rent in 97103?
A typical home in 97103 rents for about $1,741 a month, a gross rental yield of 4.3%.
What is the property tax rate in 97103?
The effective property tax rate in 97103 is 0.7% — roughly $3,510 a year on a typical home.
Who lives in 97103?
ZIP code 97103 has a population of 17,993 and a median household income of $75,147.

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