HousingHandbookReference data

U.S. ZIP Code · OR97138

Clatsop County

Typical home value

$501,793[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-1.5%
5-year / yr
+4.3%
10-year / yr
+6.1%

Relative price

vs U.S.
+76.6%
vs metro
vs state
+9.1%
ZIP 97138 location in OR
Location of ZIP 97138 in OR

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 97138 is worth $501,793. Over the past year, values have fallen 1.5%. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$3,385[3]

#Climate risk

FEMA National Risk Index ratings for Clatsop County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively Low
Coastal flood
Very High
Wildfire
Very Low
Drought
Very Low
Heat wave
Relatively Low
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Relatively Moderate
Winter weather
Very Low

#Who lives here

Population
11,035[3]
Median household income
$60,411[3]

#Migration

Household moves in and out of Clatsop County over a year, from IRS tax-return data.

Net migration
+86[5]
Moved in
1,401
Moved out
1,315

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
1
Middle
1
High
1
  • Pacific Ridge Elementary School

    Elementary · Grades K–5 · Seaside SD 10

    605 students

  • Seaside High School

    High · Grades 9–12 · Seaside SD 10

    462 students

  • Seaside Middle School

    Middle · Grades 6–8 · Seaside SD 10

    360 students

  • Jewell School

    Other · Grades PK–12 · Jewell SD 8

    116 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,537
Loan principal$401,435
Down payment$100,359
Total interest paid$512,008

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$3,236
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 97138?
The typical home in 97138 is worth $501,793, based on the Zillow Home Value Index.
Are home values rising in 97138?
Home values in 97138 are down 1.5% over the past year, and up 4.3% a year over five years.
What is the property tax rate in 97138?
The effective property tax rate in 97138 is 0.7% — roughly $3,385 a year on a typical home.
Who lives in 97138?
ZIP code 97138 has a population of 11,035 and a median household income of $60,411.

Compare ZIPs

Pit ZIP 97138 against any other ZIP — full side-by-side table.

Compare 97138

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