HousingHandbookReference data

U.S. ZIP Code · OR97231

Multnomah County · Portland-Vancouver-Hillsboro, OR-WA

Typical home value

$705,034[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-1.0%
5-year / yr
+1.1%
10-year / yr
+3.4%

Relative price

vs U.S.
+148.2%
vs metro
+28.6%
vs state
+53.3%
ZIP 97231 location in OR
Location of ZIP 97231 in OR

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 97231 is worth $705,034 — 28.6% above the Portland-Vancouver-Hillsboro, OR-WA median. Over the past year, values have fallen 1.0%. The effective property tax rate is 0.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.9%[3]
Typical annual tax
$6,448[3]

#Climate risk

FEMA National Risk Index ratings for Multnomah County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Relatively Low
Wildfire
Relatively Low
Drought
Very Low
Heat wave
Relatively High
Hurricane
Not Applicable
Tornado
Relatively Low
Earthquake
Relatively High
Winter weather
Relatively High

#Who lives here

Population
4,308[3]
Median household income
$137,527[3]

#Migration

Household moves in and out of Multnomah County over a year, from IRS tax-return data.

Net migration
-1,001[5]
Moved in
29,712
Moved out
30,713

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
2
Middle
0
High
0
  • Skyline Elementary School

    Elementary · Grades K–8 · Portland SD 1J

    218 students

  • Sauvie Island School

    Elementary · Grades K–8 · Scappoose SD 1J

    214 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$3,565
Loan principal$564,027
Down payment$141,007
Total interest paid$719,385

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$4,687
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
17th percentile[1]
Rental yield
[2]
Property tax
71st percentile[3]

Frequently asked

How much is a home worth in ZIP code 97231?
The typical home in 97231 is worth $705,034, based on the Zillow Home Value Index.
Are home values rising in 97231?
Home values in 97231 are down 1.0% over the past year, and up 1.1% a year over five years.
What is the property tax rate in 97231?
The effective property tax rate in 97231 is 0.9% — roughly $6,448 a year on a typical home.
Who lives in 97231?
ZIP code 97231 has a population of 4,308 and a median household income of $137,527.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Mulino CDP, OR

    Typical home
    $703,997
    Gross yield
  • Government Camp CDP, OR

    Typical home
    $701,643
    Gross yield
  • Amboy CDP, WA

    Typical home
    $696,635
    Gross yield
  • Portland, OR

    Typical home
    $691,536
    Gross yield
    2.9%
  • Boring CDP, OR

    Typical home
    $720,153
    Gross yield
  • Happy Valley, OR

    Typical home
    $689,535
    Gross yield
    3.2%

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