HousingHandbookReference data

U.S. ZIP Code · OR97446

Linn County · Albany, OR

Typical home value

$414,363[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+0.8%
5-year / yr
+4.3%
10-year / yr
+7.6%

Relative price

vs U.S.
+45.9%
vs metro
-6.8%
vs state
-9.9%
ZIP 97446 location in OR
Location of ZIP 97446 in OR

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 97446 is worth $414,363 — 6.8% below the Albany, OR median. Over the past year, values have risen 0.8%. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.8%[3]
Typical annual tax
$3,501[3]

#Climate risk

FEMA National Risk Index ratings for Linn County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Very Low
Heat wave
Relatively Moderate
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Relatively Moderate
Winter weather
Relatively Moderate

#Who lives here

Population
5,449[3]
Median household income
$78,229[3]

#Migration

Household moves in and out of Linn County over a year, from IRS tax-return data.

Net migration
+567[5]
Moved in
4,061
Moved out
3,494

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
1
High
1
  • Harrisburg Elementary School

    Elementary · Grades K–4 · Harrisburg SD 7J

    307 students

  • Harrisburg Middle School

    Middle · Grades 5–8 · Harrisburg SD 7J

    260 students

  • Harrisburg High School

    High · Grades 9–12 · Harrisburg SD 7J

    236 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,095
Loan principal$331,490
Down payment$82,873
Total interest paid$422,797

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,731
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
17th percentile[1]
Rental yield
[2]
Property tax
92nd percentile[3]

Frequently asked

How much is a home worth in ZIP code 97446?
The typical home in 97446 is worth $414,363, based on the Zillow Home Value Index.
Are home values rising in 97446?
Home values in 97446 are up 0.8% over the past year, and up 4.3% a year over five years.
What is the property tax rate in 97446?
The effective property tax rate in 97446 is 0.8% — roughly $3,501 a year on a typical home.
Who lives in 97446?
ZIP code 97446 has a population of 5,449 and a median household income of $78,229.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Albany, OR

    Typical home
    $408,532
    Gross yield
    5.1%
  • Halsey, OR

    Typical home
    $399,517
    Gross yield
  • Lebanon, OR

    Typical home
    $392,661
    Gross yield
    4.8%
  • Brownsville, OR

    Typical home
    $444,411
    Gross yield
  • Tangent, OR

    Typical home
    $460,799
    Gross yield
  • Mill City, OR

    Typical home
    $364,422
    Gross yield

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