HousingHandbookReference data

U.S. ZIP Code · OR97520

Jackson County · Medford, OR

Typical home value

$552,232[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.9%
5-year / yr
+1.5%
10-year / yr
+3.3%

Relative price

vs U.S.
+94.4%
vs metro
+25.1%
vs state
+20.1%
ZIP 97520 location in OR
Location of ZIP 97520 in OR

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 97520 is worth $552,232 — 25.1% above the Medford, OR median. Over the past year, values have risen 1.9%. Homes here rent for a typical $1,980 a month — a 4.3% gross rental yield. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,980[2]
Gross yield
4.3%[2]
Cap rate
2.6%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.8%[3]
Typical annual tax
$4,389[3]

#Climate risk

FEMA National Risk Index ratings for Jackson County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively High
Drought
Very Low
Heat wave
Relatively Moderate
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Relatively Moderate
Winter weather
Very High

#Who lives here

Population
26,512[3]
Median household income
$67,948[3]

#Migration

Household moves in and out of Jackson County over a year, from IRS tax-return data.

Net migration
+22[5]
Moved in
5,059
Moved out
5,037

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
7
Elementary
5
Middle
1
High
1
  • Ashland High School

    High · Grades 9–12 · Ashland SD 5

    884 students

  • Ashland Middle School

    Middle · Grades 6–8 · Ashland SD 5

    539 students

  • Helman Elementary School

    Elementary · Grades K–5 · Ashland SD 5

    297 students

  • Walker Elementary School

    Elementary · Grades K–5 · Ashland SD 5

    248 students

  • Bellview Elementary School

    Elementary · Grades K–5 · Ashland SD 5

    244 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield4.3%
Net yield (after ~40% expenses)2.6%
Annual rent$23,760

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,792
Loan principal$441,786
Down payment$110,446
Total interest paid$563,473

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.83
Monthly cost to own$3,616
Monthly rent$1,980

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
0th percentile[1]
Rental yield
0th percentile[2]
Property tax
93rd percentile[3]

Frequently asked

How much is a home worth in ZIP code 97520?
The typical home in 97520 is worth $552,232, based on the Zillow Home Value Index.
Are home values rising in 97520?
Home values in 97520 are up 1.9% over the past year, and up 1.5% a year over five years.
What is the typical rent in 97520?
A typical home in 97520 rents for about $1,980 a month, a gross rental yield of 4.3%.
What is the property tax rate in 97520?
The effective property tax rate in 97520 is 0.8% — roughly $4,389 a year on a typical home.
Who lives in 97520?
ZIP code 97520 has a population of 26,512 and a median household income of $67,948.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Ruch CDP, OR

    Typical home
    $606,314
    Gross yield
  • Trail CDP, OR

    Typical home
    $484,673
    Gross yield
  • Wimer CDP, OR

    Typical home
    $476,134
    Gross yield
  • Eagle Point, OR

    Typical home
    $474,803
    Gross yield
  • Foots Creek CDP, OR

    Typical home
    $456,765
    Gross yield
  • Medford, OR

    Typical home
    $446,353
    Gross yield
    4.8%

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