HousingHandbookReference data

U.S. ZIP Code · OR97801

Umatilla County

Typical home value

$298,500[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.7%
5-year / yr
+5.1%
10-year / yr
+6.9%

Relative price

vs U.S.
+5.1%
vs metro
vs state
-35.1%
ZIP 97801 location in OR
Location of ZIP 97801 in OR

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 97801 is worth $298,500. Over the past year, values have risen 2.7%. Homes here rent for a typical $1,266 a month — a 5.1% gross rental yield. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,266[2]
Gross yield
5.1%[2]
Cap rate
3.1%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.8%[3]
Typical annual tax
$2,451[3]

#Climate risk

FEMA National Risk Index ratings for Umatilla County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively Moderate
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
21,575[3]
Median household income
$71,639[3]

#Migration

Household moves in and out of Umatilla County over a year, from IRS tax-return data.

Net migration
-115[5]
Moved in
1,490
Moved out
1,605

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
9
Elementary
4
Middle
1
High
3
  • Pendleton High School

    High · Grades 9–12 · Pendleton SD 16

    773 students

  • Sunridge Middle School

    Middle · Grades 6–8 · Pendleton SD 16

    648 students

  • Sherwood Heights Elementary School

    Elementary · Grades K–5 · Pendleton SD 16

    441 students

  • Washington Elementary School

    Elementary · Grades K–5 · Pendleton SD 16

    425 students

  • McKay Creek Elementary School

    Elementary · Grades K–5 · Pendleton SD 16

    253 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield5.1%
Net yield (after ~40% expenses)3.1%
Annual rent$15,192

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,509
Loan principal$238,800
Down payment$59,700
Total interest paid$304,576

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.55
Monthly cost to own$1,962
Monthly rent$1,266

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 97801?
The typical home in 97801 is worth $298,500, based on the Zillow Home Value Index.
Are home values rising in 97801?
Home values in 97801 are up 2.7% over the past year, and up 5.1% a year over five years.
What is the typical rent in 97801?
A typical home in 97801 rents for about $1,266 a month, a gross rental yield of 5.1%.
What is the property tax rate in 97801?
The effective property tax rate in 97801 is 0.8% — roughly $2,451 a year on a typical home.
Who lives in 97801?
ZIP code 97801 has a population of 21,575 and a median household income of $71,639.

Compare ZIPs

Pit ZIP 97801 against any other ZIP — full side-by-side table.

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