HousingHandbookReference data

U.S. ZIP Code · WA99101

Stevens County · Spokane-Spokane Valley, WA

Typical home value

$367,670[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.9%
5-year / yr
+5.2%
10-year / yr
+8.0%

Relative price

vs U.S.
+29.4%
vs metro
-13.4%
vs state
-26.9%
ZIP 99101 location in WA
Location of ZIP 99101 in WA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 99101 is worth $367,670 — 13.4% below the Spokane-Spokane Valley, WA median. Over the past year, values have risen 2.9%. The effective property tax rate is 0.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.5%[3]
Typical annual tax
$1,994[3]

#Climate risk

FEMA National Risk Index ratings for Stevens County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Relatively Moderate
Drought
Very Low
Heat wave
Relatively Low
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Very Low
Winter weather
Relatively Moderate

#Who lives here

Population
1,690[3]
Median household income
$78,750[3]

#Migration

Household moves in and out of Stevens County over a year, from IRS tax-return data.

Net migration
+92[5]
Moved in
1,358
Moved out
1,266

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
1
Elementary
1
Middle
0
High
0
  • Summit Valley School

    Elementary · Grades PK–8 · Summit Valley School District

    92 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,859
Loan principal$294,136
Down payment$73,534
Total interest paid$375,154

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,331
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
93rd percentile[1]
Rental yield
[2]
Property tax
7th percentile[3]

Frequently asked

How much is a home worth in ZIP code 99101?
The typical home in 99101 is worth $367,670, based on the Zillow Home Value Index.
Are home values rising in 99101?
Home values in 99101 are up 2.9% over the past year, and up 5.2% a year over five years.
What is the property tax rate in 99101?
The effective property tax rate in 99101 is 0.5% — roughly $1,994 a year on a typical home.
Who lives in 99101?
ZIP code 99101 has a population of 1,690 and a median household income of $78,750.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Valley CDP, WA

    Typical home
    $366,364
    Gross yield
  • WA

    Typical home
    $372,577
    Gross yield
  • Spokane Valley, WA

    Typical home
    $375,503
    Gross yield
    5.2%
  • Airway Heights, WA

    Typical home
    $376,500
    Gross yield
    5.3%
  • Spokane, WA

    Typical home
    $377,575
    Gross yield
    5.3%
  • WA

    Typical home
    $352,669
    Gross yield

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