HousingHandbookReference data

U.S. ZIP Code · WA99157

Stevens County · Spokane-Spokane Valley, WA

Typical home value

$258,400[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+5.2%
5-year / yr
+6.4%
10-year / yr
+8.2%

Relative price

vs U.S.
-9.0%
vs metro
-39.2%
vs state
-48.6%
ZIP 99157 location in WA
Location of ZIP 99157 in WA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 99157 is worth $258,400 — 39.2% below the Spokane-Spokane Valley, WA median. Over the past year, values have risen 5.2%. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$1,537[3]

#Climate risk

FEMA National Risk Index ratings for Stevens County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Relatively Moderate
Drought
Very Low
Heat wave
Relatively Low
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Very Low
Winter weather
Relatively Moderate

#Who lives here

Population
605[3]
Median household income
$43,650[3]

#Migration

Household moves in and out of Stevens County over a year, from IRS tax-return data.

Net migration
+92[5]
Moved in
1,358
Moved out
1,266

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
0
High
1
  • Northport Elementary School

    Elementary · Grades PK–8 · Northport School District

    114 students

  • Northport High School

    High · Grades 9–12 · Northport School District

    49 students

  • Northport Homelink Program

    Other · Grades K–12 · Northport School District

    24 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,307
Loan principal$206,720
Down payment$51,680
Total interest paid$263,660

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,649
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
100th percentile[1]
Rental yield
[2]
Property tax
14th percentile[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 99157?
The typical home in 99157 is worth $258,400, based on the Zillow Home Value Index.
Are home values rising in 99157?
Home values in 99157 are up 5.2% over the past year, and up 6.4% a year over five years.
What is the property tax rate in 99157?
The effective property tax rate in 99157 is 0.6% — roughly $1,537 a year on a typical home.
Who lives in 99157?
ZIP code 99157 has a population of 605 and a median household income of $43,650.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • WA

    Typical home
    $276,293
    Gross yield
  • Spokane, WA

    Typical home
    $281,415
    Gross yield
    6.1%
  • Springdale, WA

    Typical home
    $311,618
    Gross yield
  • Spokane, WA

    Typical home
    $314,723
    Gross yield
    5.6%
  • Latah, WA

    Typical home
    $316,226
    Gross yield
  • Spokane, WA

    Typical home
    $323,531
    Gross yield
    5.6%

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