How much is a home worth in ZIP code 03909?

The typical home in 03909 is worth $760,181, based on the Zillow Home Value Index.

Are home values rising in 03909?

Home values in 03909 are up 2.2% over the past year, and up 6.4% a year over five years.

What is the typical rent in 03909?

A typical home in 03909 rents for about $2,000 a month, a gross rental yield of 3.2%.

What is the property tax rate in 03909?

The effective property tax rate in 03909 is 0.7% — roughly $5,602 a year on a typical home.

ZIP code 03909 has a population of 10,943 and a median household income of $115,608.

HousingHandbookReference data

…

U.S. ZIP Code · ME03909

York County · Portland-South Portland, ME

Typical home value

$760,181^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +2.2%
5-year / yr: +6.4%
10-year / yr: +7.2%

Relative price

vs U.S.: +167.6%
vs metro: +50.3%
vs state: +124.9%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 03909 is worth $760,181 — 50.3% above the Portland-South Portland, ME median. Over the past year, values have risen 2.2%. Homes here rent for a typical $2,000 a month — a 3.2% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,000^[2]
Gross yield: 3.2%^[2]
Cap rate: 1.9%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.7%^[3]
Typical annual tax: $5,602^[3]

#Climate risk

FEMA National Risk Index ratings for York County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively Moderate
Coastal flood: Relatively High
Wildfire: Very Low
Drought: Relatively Moderate
Heat wave: Relatively Low
Hurricane: Relatively Moderate
Tornado: Relatively Low
Earthquake: Relatively Low
Winter weather: Relatively Moderate

#Who lives here

Population: 10,943^[3]
Median household income: $115,608^[3]

#Migration

Household moves in and out of York County over a year, from IRS tax-return data.

Net migration: +845^[5]
Moved in: 6,644
Moved out: 5,799

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 4
Elementary: 2
Middle: 1
High: 1

York High School
High · Grades 9–12 · York Public Schools
501 students
York Middle School
Middle · Grades 5–8 · York Public Schools
484 students
Coastal Ridge Elementary
Elementary · Grades 2–4 · York Public Schools
338 students
Village Elementary School-York
Elementary · Grades K–1 · York Public Schools
188 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield3.2%

Net yield (after ~40% expenses)1.9%

Annual rent$24,000

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$3,844

Loan principal$608,145

Down payment$152,036

Total interest paid$775,655

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio2.47

Monthly cost to own$4,946

Monthly rent$2,000

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 57th percentile^[1]
Rental yield: 0th percentile^[2]
Property tax: 18th percentile^[3]

Rankings

Top-10 lists this ZIP code appears on.

9th for fastest-growing in MEView list →

Frequently asked

How much is a home worth in ZIP code 03909?: The typical home in 03909 is worth $760,181, based on the Zillow Home Value Index.
Are home values rising in 03909?: Home values in 03909 are up 2.2% over the past year, and up 6.4% a year over five years.
What is the typical rent in 03909?: A typical home in 03909 rents for about $2,000 a month, a gross rental yield of 3.2%.
What is the property tax rate in 03909?: The effective property tax rate in 03909 is 0.7% — roughly $5,602 a year on a typical home.
Who lives in 03909?: ZIP code 03909 has a population of 10,943 and a median household income of $115,608.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

04096 vs 03909 →
Yarmouth CDP, ME
Typical home
$759,043
Gross yield
3.8%
04046 vs 03909 →
Kennebunkport CDP, ME
Typical home
$767,442
Gross yield
4.1%
03902
Cape Neddick CDP, ME
Typical home
$772,993
Gross yield
—
04108
Portland, ME
Typical home
$722,881
Gross yield
—
04066
ME
Typical home
$716,712
Gross yield
—
04079
ME
Typical home
$713,082
Gross yield
—

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Pit ZIP 03909 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · ME03909

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