HousingHandbookReference data

U.S. ZIP Code · ME04096

Cumberland County · Portland-South Portland, ME

Typical home value

$759,043[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.3%
5-year / yr
+6.5%
10-year / yr
+7.7%

Relative price

vs U.S.
+167.2%
vs metro
+50.0%
vs state
+124.5%
ZIP 04096 location in ME
Location of ZIP 04096 in ME

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 04096 is worth $759,043 — 50.0% above the Portland-South Portland, ME median. Over the past year, values have risen 1.3%. Homes here rent for a typical $2,421 a month — a 3.8% gross rental yield. The effective property tax rate is 1.3%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,421[2]
Gross yield
3.8%[2]
Cap rate
2.3%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.3%[3]
Typical annual tax
$9,540[3]

#Climate risk

FEMA National Risk Index ratings for Cumberland County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Relatively Moderate
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
Relatively Moderate
Tornado
Very Low
Earthquake
Relatively Low
Winter weather
Very High

#Who lives here

Population
9,053[3]
Median household income
$110,216[3]

#Migration

Household moves in and out of Cumberland County over a year, from IRS tax-return data.

Net migration
+466[5]
Moved in
9,440
Moved out
8,974

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
2
Middle
1
High
1
  • Yarmouth High School

    High · Grades 9–12 · Yarmouth Schools

    556 students

  • Yarmouth Elementary School

    Elementary · Grades 2–5 · Yarmouth Schools

    466 students

  • Frank H Harrison Middle School

    Middle · Grades 6–8 · Yarmouth Schools

    371 students

  • William H Rowe School

    Elementary · Grades PK–1 · Yarmouth Schools

    265 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield3.8%
Net yield (after ~40% expenses)2.3%
Annual rent$29,055

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$3,838
Loan principal$607,234
Down payment$151,809
Total interest paid$774,494

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio2.18
Monthly cost to own$5,268
Monthly rent$2,421

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
64th percentile[1]
Rental yield
11th percentile[2]
Property tax
99th percentile[3]

Frequently asked

How much is a home worth in ZIP code 04096?
The typical home in 04096 is worth $759,043, based on the Zillow Home Value Index.
Are home values rising in 04096?
Home values in 04096 are up 1.3% over the past year, and up 6.5% a year over five years.
What is the typical rent in 04096?
A typical home in 04096 rents for about $2,421 a month, a gross rental yield of 3.8%.
What is the property tax rate in 04096?
The effective property tax rate in 04096 is 1.3% — roughly $9,540 a year on a typical home.
Who lives in 04096?
ZIP code 04096 has a population of 9,053 and a median household income of $110,216.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Cape Neddick CDP, ME

    Typical home
    $760,181
    Gross yield
    3.2%
  • Kennebunkport CDP, ME

    Typical home
    $767,442
    Gross yield
    4.1%
  • Cape Neddick CDP, ME

    Typical home
    $772,993
    Gross yield
  • Portland, ME

    Typical home
    $722,881
    Gross yield
  • ME

    Typical home
    $716,712
    Gross yield
  • ME

    Typical home
    $713,082
    Gross yield

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