HousingHandbookReference data

U.S. ZIP Code · VT05445

Chittenden County · Burlington-South Burlington, VT

Typical home value

$842,676[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.9%
5-year / yr
+7.2%
10-year / yr
+6.2%

Relative price

vs U.S.
+196.6%
vs metro
+83.6%
vs state
+141.0%
ZIP 05445 location in VT
Location of ZIP 05445 in VT

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 05445 is worth $842,676 — 83.6% above the Burlington-South Burlington, VT median. Over the past year, values have risen 4.9%. The effective property tax rate is 1.3%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.3%[3]
Typical annual tax
$11,114[3]

#Climate risk

FEMA National Risk Index ratings for Chittenden County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
No Rating
Heat wave
Relatively Low
Hurricane
Relatively Low
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
3,916[3]
Median household income
$144,375[3]

#Migration

Household moves in and out of Chittenden County over a year, from IRS tax-return data.

Net migration
-245[5]
Moved in
5,031
Moved out
5,276

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
1
Elementary
1
Middle
0
High
0
  • Charlotte Central School

    Elementary · Grades PK–8 · Champlain Valley Unified Union School District #56

    679 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$4,261
Loan principal$674,141
Down payment$168,535
Total interest paid$859,830

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$5,890
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
94th percentile[1]
Rental yield
[2]
Property tax
25th percentile[3]

Frequently asked

How much is a home worth in ZIP code 05445?
The typical home in 05445 is worth $842,676, based on the Zillow Home Value Index.
Are home values rising in 05445?
Home values in 05445 are up 4.9% over the past year, and up 7.2% a year over five years.
What is the property tax rate in 05445?
The effective property tax rate in 05445 is 1.3% — roughly $11,114 a year on a typical home.
Who lives in 05445?
ZIP code 05445 has a population of 3,916 and a median household income of $144,375.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Shelburne CDP, VT

    Typical home
    $688,316
    Gross yield
    3.4%
  • South Hero CDP, VT

    Typical home
    $613,304
    Gross yield
  • St. George CDP, VT

    Typical home
    $587,492
    Gross yield
  • Underhill Flats CDP, VT

    Typical home
    $573,781
    Gross yield
  • Burlington, VT

    Typical home
    $562,528
    Gross yield
    4.3%
  • Jericho, VT

    Typical home
    $557,730
    Gross yield

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