HousingHandbookReference data

U.S. ZIP Code · NJ07090

Union County · New York-Newark-Jersey City, NY-NJ

Typical home value

$1,292,370[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+8.5%
5-year / yr
+7.7%
10-year / yr
+4.8%

Relative price

vs U.S.
+355.0%
vs metro
+77.1%
vs state
+126.9%
ZIP 07090 location in NJ
Location of ZIP 07090 in NJ

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 07090 is worth $1,292,370 — 77.1% above the New York-Newark-Jersey City, NY-NJ median. Over the past year, values have risen 8.5%. Homes here rent for a typical $2,758 a month — a 2.6% gross rental yield. The effective property tax rate is 1.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,758[2]
Gross yield
2.6%[2]
Cap rate
1.5%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.8%[3]
Typical annual tax
$22,693[3]

#Climate risk

FEMA National Risk Index ratings for Union County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Relatively Moderate
Wildfire
Very Low
Drought
Very Low
Heat wave
Relatively Moderate
Hurricane
Relatively Moderate
Tornado
Relatively Moderate
Earthquake
Relatively Moderate
Winter weather
Very High

#Who lives here

Population
31,111[3]
Median household income
$232,629[3]

#Migration

Household moves in and out of Union County over a year, from IRS tax-return data.

Net migration
-1,953[5]
Moved in
15,002
Moved out
16,955

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
15
Elementary
8
Middle
2
High
4
  • Westfield Senior High School

    High · Grades 9–12 · Westfield Public School District

    1,784 students

  • Thomas Edison Intermediate School

    Middle · Grades 6–8 · Westfield Public School District

    774 students

  • Roosevelt Intermediate School

    Middle · Grades 6–8 · Westfield Public School District

    668 students

  • Franklin Elementary School

    Elementary · Grades 1–5 · Westfield Public School District

    531 students

  • Jefferson Elementary School

    Elementary · Grades 1–5 · Westfield Public School District

    472 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield2.6%
Net yield (after ~40% expenses)1.5%
Annual rent$33,100

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$6,535
Loan principal$1,033,896
Down payment$258,474
Total interest paid$1,318,677

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio3.45
Monthly cost to own$9,507
Monthly rent$2,758

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
85th percentile[1]
Rental yield
1st percentile[2]
Property tax
50th percentile[3]

Frequently asked

How much is a home worth in ZIP code 07090?
The typical home in 07090 is worth $1,292,370, based on the Zillow Home Value Index.
Are home values rising in 07090?
Home values in 07090 are up 8.5% over the past year, and up 7.7% a year over five years.
What is the typical rent in 07090?
A typical home in 07090 rents for about $2,758 a month, a gross rental yield of 2.6%.
What is the property tax rate in 07090?
The effective property tax rate in 07090 is 1.8% — roughly $22,693 a year on a typical home.
Who lives in 07090?
ZIP code 07090 has a population of 31,111 and a median household income of $232,629.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Short Hills CDP, NJ

    Typical home
    $1,292,718
    Gross yield
    2.7%
  • Tenafly, NJ

    Typical home
    $1,293,067
    Gross yield
  • Oyster Bay Cove, NY

    Typical home
    $1,287,009
    Gross yield
    3.0%
  • New York, NY

    Typical home
    $1,298,605
    Gross yield
  • Garden City, NY

    Typical home
    $1,298,722
    Gross yield
    4.5%
  • Ho-Ho-Kus, NJ

    Typical home
    $1,300,881
    Gross yield

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