HousingHandbookReference data

U.S. ZIP Code · NJ07430

Bergen County · New York-Newark-Jersey City, NY-NJ

Typical home value

$714,973[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+5.2%
5-year / yr
+6.3%
10-year / yr
+4.1%

Relative price

vs U.S.
+151.7%
vs metro
-2.0%
vs state
+25.5%
ZIP 07430 location in NJ
Location of ZIP 07430 in NJ

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 07430 is worth $714,973 — 2.0% below the New York-Newark-Jersey City, NY-NJ median. Over the past year, values have risen 5.2%. The effective property tax rate is 1.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.5%[3]
Typical annual tax
$10,768[3]

#Climate risk

FEMA National Risk Index ratings for Bergen County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Very High
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively High
Hurricane
Relatively Moderate
Tornado
Relatively High
Earthquake
Relatively Moderate
Winter weather
Very High

#Who lives here

Population
25,491[3]
Median household income
$131,327[3]

#Migration

Household moves in and out of Bergen County over a year, from IRS tax-return data.

Net migration
-2,294[5]
Moved in
22,624
Moved out
24,918

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
6
Elementary
4
Middle
1
High
1
  • Mahwah High School

    High · Grades 9–12 · Mahwah Township Public School District

    880 students

  • Ramapo Ridge

    Middle · Grades 6–8 · Mahwah Township Public School District

    636 students

  • Joyce Kilmer School

    Elementary · Grades 4–5 · Mahwah Township Public School District

    407 students

  • Lenape Meadows

    Elementary · Grades PK–3 · Mahwah Township Public School District

    404 students

  • Betsy Ross Elementary

    Elementary · Grades K–3 · Mahwah Township Public School District

    248 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$3,615
Loan principal$571,979
Down payment$142,995
Total interest paid$729,527

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$5,111
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
55th percentile[1]
Rental yield
[2]
Property tax
36th percentile[3]

Frequently asked

How much is a home worth in ZIP code 07430?
The typical home in 07430 is worth $714,973, based on the Zillow Home Value Index.
Are home values rising in 07430?
Home values in 07430 are up 5.2% over the past year, and up 6.3% a year over five years.
What is the property tax rate in 07430?
The effective property tax rate in 07430 is 1.5% — roughly $10,768 a year on a typical home.
Who lives in 07430?
ZIP code 07430 has a population of 25,491 and a median household income of $131,327.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • White House Station CDP, NJ

    Typical home
    $714,846
    Gross yield
  • Lake Grove, NY

    Typical home
    $714,632
    Gross yield
  • Ringoes CDP, NJ

    Typical home
    $715,369
    Gross yield
  • Nelsonville, NY

    Typical home
    $715,592
    Gross yield
  • Golden's Bridge CDP, NY

    Typical home
    $714,341
    Gross yield
  • Westfield, NJ

    Typical home
    $713,931
    Gross yield

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