HousingHandbookReference data

U.S. ZIP Code · NJ08889

Hunterdon County · New York-Newark-Jersey City, NY-NJ

Typical home value

$714,846[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.3%
5-year / yr
+6.2%
10-year / yr
+4.4%

Relative price

vs U.S.
+151.6%
vs metro
-2.0%
vs state
+25.5%
ZIP 08889 location in NJ
Location of ZIP 08889 in NJ

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 08889 is worth $714,846 — 2.0% below the New York-Newark-Jersey City, NY-NJ median. Over the past year, values have risen 2.3%. The effective property tax rate is 2.1%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
2.1%[3]
Typical annual tax
$14,893[3]

#Climate risk

FEMA National Risk Index ratings for Hunterdon County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Relatively Low
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
10,193[3]
Median household income
$157,781[3]

#Migration

Household moves in and out of Hunterdon County over a year, from IRS tax-return data.

Net migration
-219[5]
Moved in
3,534
Moved out
3,753

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
2
Middle
1
High
0
  • Readington Middle School

    Middle · Grades 6–8 · Readington Township School District

    486 students

  • Whitehouse School

    Elementary · Grades PK–3 · Readington Township School District

    312 students

  • Holland Brook School

    Elementary · Grades 4–5 · Readington Township School District

    302 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$3,615
Loan principal$571,877
Down payment$142,969
Total interest paid$729,397

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$5,449
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
52nd percentile[1]
Rental yield
[2]
Property tax
77th percentile[3]

Frequently asked

How much is a home worth in ZIP code 08889?
The typical home in 08889 is worth $714,846, based on the Zillow Home Value Index.
Are home values rising in 08889?
Home values in 08889 are up 2.3% over the past year, and up 6.2% a year over five years.
What is the property tax rate in 08889?
The effective property tax rate in 08889 is 2.1% — roughly $14,893 a year on a typical home.
Who lives in 08889?
ZIP code 08889 has a population of 10,193 and a median household income of $157,781.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Ramapo College of New Jersey CDP, NJ

    Typical home
    $714,973
    Gross yield
  • Lake Grove, NY

    Typical home
    $714,632
    Gross yield
  • Golden's Bridge CDP, NY

    Typical home
    $714,341
    Gross yield
  • Ringoes CDP, NJ

    Typical home
    $715,369
    Gross yield
  • Nelsonville, NY

    Typical home
    $715,592
    Gross yield
  • Westfield, NJ

    Typical home
    $713,931
    Gross yield

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