How much is a home worth in ZIP code 07628?

The typical home in 07628 is worth $671,060, based on the Zillow Home Value Index.

Are home values rising in 07628?

Home values in 07628 are up 7.3% over the past year, and up 6.7% a year over five years.

What is the typical rent in 07628?

A typical home in 07628 rents for about $1,775 a month, a gross rental yield of 3.2%.

What is the property tax rate in 07628?

The effective property tax rate in 07628 is 2.5% — roughly $16,786 a year on a typical home.

ZIP code 07628 has a population of 18,279 and a median household income of $126,071.

HousingHandbookReference data

…

U.S. ZIP Code · NJ07628

Bergen County · New York-Newark-Jersey City, NY-NJ

Typical home value

$671,060^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +7.3%
5-year / yr: +6.7%
10-year / yr: +6.1%

Relative price

vs U.S.: +136.2%
vs metro: -8.0%
vs state: +17.8%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 07628 is worth $671,060 — 8.0% below the New York-Newark-Jersey City, NY-NJ median. Over the past year, values have risen 7.3%. Homes here rent for a typical $1,775 a month — a 3.2% gross rental yield. The effective property tax rate is 2.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,775^[2]
Gross yield: 3.2%^[2]
Cap rate: 1.9%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 2.5%^[3]
Typical annual tax: $16,786^[3]

#Climate risk

FEMA National Risk Index ratings for Bergen County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively High
Coastal flood: Very High
Wildfire: Very Low
Drought: Relatively Low
Heat wave: Relatively High
Hurricane: Relatively Moderate
Tornado: Relatively High
Earthquake: Relatively Moderate
Winter weather: Very High

#Who lives here

Population: 18,279^[3]
Median household income: $126,071^[3]

#Migration

Household moves in and out of Bergen County over a year, from IRS tax-return data.

Net migration: -2,294^[5]
Moved in: 22,624
Moved out: 24,918

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 5
Elementary: 4
Middle: 0
High: 1

Dumont High School
High · Grades 9–12 · Dumont Public School District
768 students
Honiss Elementary\Middle School
Elementary · Grades K–8 · Dumont Public School District
618 students
Selzer Elementary\Middle School
Elementary · Grades PK–8 · Dumont Public School District
511 students
Grant Elementary School
Elementary · Grades K–5 · Dumont Public School District
452 students
Lincoln Elementary School
Elementary · Grades K–5 · Dumont Public School District
172 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield3.2%

Net yield (after ~40% expenses)1.9%

Annual rent$21,300

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$3,393

Loan principal$536,848

Down payment$134,212

Total interest paid$684,720

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio3.01

Monthly cost to own$5,351

Monthly rent$1,775

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 64th percentile^[1]
Rental yield: 6th percentile^[2]
Property tax: 98th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 07628?: The typical home in 07628 is worth $671,060, based on the Zillow Home Value Index.
Are home values rising in 07628?: Home values in 07628 are up 7.3% over the past year, and up 6.7% a year over five years.
What is the typical rent in 07628?: A typical home in 07628 rents for about $1,775 a month, a gross rental yield of 3.2%.
What is the property tax rate in 07628?: The effective property tax rate in 07628 is 2.5% — roughly $16,786 a year on a typical home.
Who lives in 07628?: ZIP code 07628 has a population of 18,279 and a median household income of $126,071.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

10464 vs 07628 →
New York, NY
Typical home
$671,284
Gross yield
—
11691 vs 07628 →
New York, NY
Typical home
$671,800
Gross yield
5.7%
11239
New York, NY
Typical home
$670,043
Gross yield
—
07057
Wallington, NJ
Typical home
$669,581
Gross yield
4.4%
10589
Heritage Hills CDP, NY
Typical home
$667,600
Gross yield
—
07731
Ramtown CDP, NJ
Typical home
$667,458
Gross yield
—

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#Jump to section

U.S. ZIP Code · NJ07628

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