How much is a home worth in ZIP code 07860?

The typical home in 07860 is worth $441,874, based on the Zillow Home Value Index.

Are home values rising in 07860?

Home values in 07860 are up 2.2% over the past year, and up 6.2% a year over five years.

What is the typical rent in 07860?

A typical home in 07860 rents for about $2,077 a month, a gross rental yield of 5.6%.

What is the property tax rate in 07860?

The effective property tax rate in 07860 is 2.3% — roughly $10,025 a year on a typical home.

ZIP code 07860 has a population of 26,047 and a median household income of $110,045.

HousingHandbookReference data

…

U.S. ZIP Code · NJ07860

Sussex County · New York-Newark-Jersey City, NY-NJ

Typical home value

$441,874^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +2.2%
5-year / yr: +6.2%
10-year / yr: +6.0%

Relative price

vs U.S.: +55.6%
vs metro: -39.4%
vs state: -22.4%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 07860 is worth $441,874 — 39.4% below the New York-Newark-Jersey City, NY-NJ median. Over the past year, values have risen 2.2%. Homes here rent for a typical $2,077 a month — a 5.6% gross rental yield. The effective property tax rate is 2.3%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,077^[2]
Gross yield: 5.6%^[2]
Cap rate: 3.4%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 2.3%^[3]
Typical annual tax: $10,025^[3]

#Climate risk

FEMA National Risk Index ratings for Sussex County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Low^[4]
Riverine flood: Relatively Moderate
Coastal flood: Not Applicable
Wildfire: Very Low
Drought: Relatively Low
Heat wave: Relatively Low
Hurricane: Relatively Low
Tornado: Relatively Low
Earthquake: Relatively Low
Winter weather: Relatively Moderate

#Who lives here

Population: 26,047^[3]
Median household income: $110,045^[3]

#Migration

Household moves in and out of Sussex County over a year, from IRS tax-return data.

Net migration: +98^[5]
Moved in: 3,925
Moved out: 3,827

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 9
Elementary: 5
Middle: 2
High: 2

Kittatinny Regional High School
High · Grades 7–12 · Kittatinny Regional School District
752 students
Newton High School
High · Grades 9–12 · Newton Public School District
723 students
Merriam Avenue School
Elementary · Grades PK–4 · Newton Public School District
524 students
Marian E. McKeown Elementary School
Elementary · Grades PK–6 · Hampton Township School District
314 students
Halsted Middle School
Middle · Grades 5–8 · Newton Public School District
296 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield5.6%

Net yield (after ~40% expenses)3.4%

Annual rent$24,927

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$2,234

Loan principal$353,499

Down payment$88,375

Total interest paid$450,868

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.66

Monthly cost to own$3,438

Monthly rent$2,077

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 53rd percentile^[1]
Rental yield: 72nd percentile^[2]
Property tax: 89th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 07860?: The typical home in 07860 is worth $441,874, based on the Zillow Home Value Index.
Are home values rising in 07860?: Home values in 07860 are up 2.2% over the past year, and up 6.2% a year over five years.
What is the typical rent in 07860?: A typical home in 07860 rents for about $2,077 a month, a gross rental yield of 5.6%.
What is the property tax rate in 07860?: The effective property tax rate in 07860 is 2.3% — roughly $10,025 a year on a typical home.
Who lives in 07860?: ZIP code 07860 has a population of 26,047 and a median household income of $110,045.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

08740 vs 07860 →
Ocean Gate, NJ
Typical home
$442,711
Gross yield
—
08901 vs 07860 →
New Brunswick, NJ
Typical home
$443,952
Gross yield
7.3%
07874
Byram Center CDP, NJ
Typical home
$444,311
Gross yield
—
07093
West New York, NJ
Typical home
$446,905
Gross yield
7.2%
10927
Haverstraw, NY
Typical home
$449,464
Gross yield
8.2%
07843
Hopatcong, NJ
Typical home
$449,506
Gross yield
6.7%

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Pit ZIP 07860 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · NJ07860

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