HousingHandbookReference data

U.S. ZIP Code · NJ08020

Gloucester County · Philadelphia-Camden-Wilmington, PA-NJ-DE-MD

Typical home value

$437,794[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+3.9%
5-year / yr
+7.0%
10-year / yr
+5.7%

Relative price

vs U.S.
+54.1%
vs metro
+9.4%
vs state
-23.1%
ZIP 08020 location in NJ
Location of ZIP 08020 in NJ

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 08020 is worth $437,794 — 9.4% above the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD median. Over the past year, values have risen 3.9%. The effective property tax rate is 2.3%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
2.3%[3]
Typical annual tax
$10,039[3]

#Climate risk

FEMA National Risk Index ratings for Gloucester County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Relatively High
Wildfire
Relatively Low
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
Relatively Moderate
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Very High

#Who lives here

Population
2,480[3]
Median household income
$134,490[3]

#Migration

Household moves in and out of Gloucester County over a year, from IRS tax-return data.

Net migration
+403[5]
Moved in
7,556
Moved out
7,153

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,214
Loan principal$350,235
Down payment$87,559
Total interest paid$446,706

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$3,414
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
75th percentile[1]
Rental yield
[2]
Property tax
84th percentile[3]

Frequently asked

How much is a home worth in ZIP code 08020?
The typical home in 08020 is worth $437,794, based on the Zillow Home Value Index.
Are home values rising in 08020?
Home values in 08020 are up 3.9% over the past year, and up 7.0% a year over five years.
What is the property tax rate in 08020?
The effective property tax rate in 08020 is 2.3% — roughly $10,039 a year on a typical home.
Who lives in 08020?
ZIP code 08020 has a population of 2,480 and a median household income of $134,490.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Philadelphia, PA

    Typical home
    $439,394
    Gross yield
    5.3%
  • Sewell CDP, NJ

    Typical home
    $439,863
    Gross yield
    6.8%
  • PA

    Typical home
    $435,530
    Gross yield
  • Telford, PA

    Typical home
    $434,675
    Gross yield
  • Horsham CDP, PA

    Typical home
    $441,132
    Gross yield
    4.6%
  • Cherry Hill Mall CDP, NJ

    Typical home
    $434,354
    Gross yield
    6.4%

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