HousingHandbookReference data

U.S. ZIP Code · NJ08102

Camden County · Philadelphia-Camden-Wilmington, PA-NJ-DE-MD

Typical home value

$131,822[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-13.8%
5-year / yr
+2.0%
10-year / yr
+6.7%

Relative price

vs U.S.
-53.6%
vs metro
-67.1%
vs state
-76.9%
ZIP 08102 location in NJ
Location of ZIP 08102 in NJ

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 08102 is worth $131,822 — 67.1% below the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD median. Over the past year, values have fallen 13.8%. Homes here rent for a typical $2,218 a month — a 20.2% gross rental yield. The effective property tax rate is 2.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,218[2]
Gross yield
20.2%[2]
Cap rate
12.1%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
2.5%[3]
Typical annual tax
$3,316[3]

#Climate risk

FEMA National Risk Index ratings for Camden County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively High
Coastal flood
Relatively Moderate
Wildfire
Relatively Low
Drought
Relatively Moderate
Heat wave
Relatively High
Hurricane
Relatively Moderate
Tornado
Relatively Moderate
Earthquake
Relatively Moderate
Winter weather
Very High

#Who lives here

Population
8,292[3]
Median household income
$33,852[3]

#Migration

Household moves in and out of Camden County over a year, from IRS tax-return data.

Net migration
-190[5]
Moved in
12,629
Moved out
12,819

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
1
Middle
0
High
0
  • Leap Academy University Charter School

    Other · Grades K–12 · LEAP Academy University Charter School

    1,553 students

  • Cooper's Poynt Family School

    Elementary · Grades PK–8 · Camden City School District

    405 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield20.2%
Net yield (after ~40% expenses)12.1%
Annual rent$26,616

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$667
Loan principal$105,457
Down payment$26,364
Total interest paid$134,505

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio0.47
Monthly cost to own$1,053
Monthly rent$2,218

Owning is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
8th percentile[1]
Rental yield
99th percentile[2]
Property tax
89th percentile[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 08102?
The typical home in 08102 is worth $131,822, based on the Zillow Home Value Index.
Are home values rising in 08102?
Home values in 08102 are down 13.8% over the past year, and up 2.0% a year over five years.
What is the typical rent in 08102?
A typical home in 08102 rents for about $2,218 a month, a gross rental yield of 20.2%.
What is the property tax rate in 08102?
The effective property tax rate in 08102 is 2.5% — roughly $3,316 a year on a typical home.
Who lives in 08102?
ZIP code 08102 has a population of 8,292 and a median household income of $33,852.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Camden, NJ

    Typical home
    $131,411
    Gross yield
    14.6%
  • Philadelphia, PA

    Typical home
    $134,458
    Gross yield
    12.7%
  • Philadelphia, PA

    Typical home
    $128,447
    Gross yield
    13.7%
  • Camden, NJ

    Typical home
    $127,606
    Gross yield
    15.6%
  • Philadelphia, PA

    Typical home
    $119,463
    Gross yield
    14.3%
  • Philadelphia, PA

    Typical home
    $145,696
    Gross yield
    11.7%

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