U.S. ZIP Code · NJ08104
Camden County · Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
Appreciation
- 1-year
- -0.8%
- 5-year / yr
- +13.1%
- 10-year / yr
- +10.9%
Relative price
- vs U.S.
- -53.7%
- vs metro
- -67.2%
- vs state
- -76.9%
Price history
Zillow Home Value Index — monthly, smoothed and seasonally adjusted.
The typical home in 08104 is worth $131,411 — 67.2% below the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD median. Over the past year, values have fallen 0.8%. Homes here rent for a typical $1,600 a month — a 14.6% gross rental yield. The effective property tax rate is 1.7%.
#Rent & investment
Typical asking rent, and the returns it implies at the current home value.
#Property tax
Effective rate — total real estate taxes paid relative to total home value.
#Climate risk
FEMA National Risk Index ratings for Camden County. "Not Applicable" means the hazard does not threaten the county.
- Overall risk
- Relatively Moderate[4]
- Riverine flood
- Relatively High
- Coastal flood
- Relatively Moderate
- Wildfire
- Relatively Low
- Drought
- Relatively Moderate
- Heat wave
- Relatively High
- Hurricane
- Relatively Moderate
- Tornado
- Relatively Moderate
- Earthquake
- Relatively Moderate
- Winter weather
- Very High
#Who lives here
#Migration
Household moves in and out of Camden County over a year, from IRS tax-return data.
- Net migration
- -190[5]
- Moved in
- 12,629
- Moved out
- 12,819
Schools
Open public schools in this ZIP, from the NCES Common Core of Data.
- Public schools
- 6
- Elementary
- 3
- Middle
- 1
- High
- 1
Camden Prep Inc.
Other · Grades K–12 · Camden Prep Inc.
1,465 students
Henry B. Wilson Family School
Elementary · Grades K–8 · Camden City School District
416 students
Riletta Twyne Cream Early Childhood Center
Elementary · Grades PK–3 · Camden City School District
363 students
Yorkship Elementary School
Elementary · Grades PK–5 · Camden City School District
319 students
Morgan Village Middle School
Middle · Grades 6–8 · Camden City School District
220 students
Run the numbers
Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.
Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.
Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.
Owning is meaningfully cheaper month-to-month.
This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.
#Metro ranking
Where this ZIP sits among others in its metro area.
Rankings
Top-10 lists this ZIP code appears on.
Frequently asked
- How much is a home worth in ZIP code 08104?
- The typical home in 08104 is worth $131,411, based on the Zillow Home Value Index.
- Are home values rising in 08104?
- Home values in 08104 are down 0.8% over the past year, and up 13.1% a year over five years.
- What is the typical rent in 08104?
- A typical home in 08104 rents for about $1,600 a month, a gross rental yield of 14.6%.
- What is the property tax rate in 08104?
- The effective property tax rate in 08104 is 1.7% — roughly $2,252 a year on a typical home.
- Who lives in 08104?
- ZIP code 08104 has a population of 22,148 and a median household income of $38,170.
#Comparable ZIPs
Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.
Camden, NJ
- Typical home
- $131,822
- Gross yield
- 20.2%
Philadelphia, PA
- Typical home
- $128,447
- Gross yield
- 13.7%
Philadelphia, PA
- Typical home
- $134,458
- Gross yield
- 12.7%
Camden, NJ
- Typical home
- $127,606
- Gross yield
- 15.6%
Philadelphia, PA
- Typical home
- $119,463
- Gross yield
- 14.3%
Philadelphia, PA
- Typical home
- $145,696
- Gross yield
- 11.7%
Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →
Compare ZIPs
Pit ZIP 08104 against any other ZIP — full side-by-side table.
#Articles featuring this ZIP
Explainers, guides, and lists that use 08104 as an example.
- ExplainerThe 1% Rule in Real Estate: Does It Still Work in 2026?
The 1% rule still functions as a screen, but the markets where it works are narrower and riskier than the rule's defenders advertise. A data-grounded look at what passing it actually means in 2026.
- ListicleThe 10 Highest 5-Year Appreciation ZIP Codes in America
The ten U.S. ZIP codes with the highest five-year home-price appreciation right now, plus what these markets share — and the rule against chasing wave-tops.
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