HousingHandbookReference data

U.S. ZIP Code · NJ08321

Cumberland County · Vineland, NJ

Typical home value

$168,664[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-3.0%
5-year / yr
+5.9%
10-year / yr
+6.4%

Relative price

vs U.S.
-40.6%
vs metro
-34.7%
vs state
-70.4%
ZIP 08321 location in NJ
Location of ZIP 08321 in NJ

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 08321 is worth $168,664 — 34.7% below the Vineland, NJ median. Over the past year, values have fallen 3.0%. The effective property tax rate is 2.2%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
2.2%[3]
Typical annual tax
$3,745[3]

#Climate risk

FEMA National Risk Index ratings for Cumberland County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Low
Coastal flood
Relatively High
Wildfire
Relatively Low
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
Relatively Moderate
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
133[3]
Median household income
$105,074[3]

#Migration

Household moves in and out of Cumberland County over a year, from IRS tax-return data.

Net migration
-84[5]
Moved in
2,404
Moved out
2,488

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$853
Loan principal$134,931
Down payment$33,733
Total interest paid$172,098

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,305
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
64th percentile[1]
Rental yield
[2]
Property tax
64th percentile[3]

Frequently asked

How much is a home worth in ZIP code 08321?
The typical home in 08321 is worth $168,664, based on the Zillow Home Value Index.
Are home values rising in 08321?
Home values in 08321 are down 3.0% over the past year, and up 5.9% a year over five years.
What is the property tax rate in 08321?
The effective property tax rate in 08321 is 2.2% — roughly $3,745 a year on a typical home.
Who lives in 08321?
ZIP code 08321 has a population of 133 and a median household income of $105,074.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Port Norris CDP, NJ

    Typical home
    $197,893
    Gross yield
  • Newport CDP, NJ

    Typical home
    $235,758
    Gross yield
  • Leesburg CDP, NJ

    Typical home
    $244,821
    Gross yield
  • Bridgeton, NJ

    Typical home
    $254,973
    Gross yield
  • Cedarville CDP, NJ

    Typical home
    $257,685
    Gross yield
  • Millville, NJ

    Typical home
    $258,549
    Gross yield
    6.8%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 08321 against any other ZIP — full side-by-side table.

Compare 08321

#Jump to section