HousingHandbookReference data

U.S. ZIP Code · NJ08323

Cumberland County · Vineland, NJ

Typical home value

$282,521[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-2.2%
5-year / yr
+2.5%
10-year / yr
+3.3%

Relative price

vs U.S.
≈ U.S. median
vs metro
+9.5%
vs state
-50.4%
ZIP 08323 location in NJ
Location of ZIP 08323 in NJ

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 08323 is worth $282,521 — 9.5% above the Vineland, NJ median. Over the past year, values have fallen 2.2%. The effective property tax rate is 2.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
2.8%[3]
Typical annual tax
$7,826[3]

#Climate risk

FEMA National Risk Index ratings for Cumberland County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Low
Coastal flood
Relatively High
Wildfire
Relatively Low
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
Relatively Moderate
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
731[3]
Median household income
$83,125[3]

#Migration

Household moves in and out of Cumberland County over a year, from IRS tax-return data.

Net migration
-84[5]
Moved in
2,404
Moved out
2,488

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
1
Elementary
1
Middle
0
High
0
  • Morris Goodwin School

    Elementary · Grades PK–8 · Greenwich Township School District

    79 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,429
Loan principal$226,017
Down payment$56,504
Total interest paid$288,272

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,316
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
0th percentile[1]
Rental yield
[2]
Property tax
100th percentile[3]

Frequently asked

How much is a home worth in ZIP code 08323?
The typical home in 08323 is worth $282,521, based on the Zillow Home Value Index.
Are home values rising in 08323?
Home values in 08323 are down 2.2% over the past year, and up 2.5% a year over five years.
What is the property tax rate in 08323?
The effective property tax rate in 08323 is 2.8% — roughly $7,826 a year on a typical home.
Who lives in 08323?
ZIP code 08323 has a population of 731 and a median household income of $83,125.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Shiloh, NJ

    Typical home
    $274,514
    Gross yield
  • Vineland, NJ

    Typical home
    $290,799
    Gross yield
    7.5%
  • Millville, NJ

    Typical home
    $258,549
    Gross yield
    6.8%
  • Cedarville CDP, NJ

    Typical home
    $257,685
    Gross yield
  • Bridgeton, NJ

    Typical home
    $254,973
    Gross yield
  • Leesburg CDP, NJ

    Typical home
    $244,821
    Gross yield

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