How much is a home worth in ZIP code 08527?

The typical home in 08527 is worth $635,018, based on the Zillow Home Value Index.

Are home values rising in 08527?

Home values in 08527 are up 2.1% over the past year, and up 8.0% a year over five years.

What is the typical rent in 08527?

A typical home in 08527 rents for about $3,164 a month, a gross rental yield of 6.0%.

What is the property tax rate in 08527?

The effective property tax rate in 08527 is 1.6% — roughly $10,100 a year on a typical home.

ZIP code 08527 has a population of 58,991 and a median household income of $115,487.

HousingHandbookReference data

…

U.S. ZIP Code · NJ08527

Ocean County · New York-Newark-Jersey City, NY-NJ

Typical home value

$635,018^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +2.1%
5-year / yr: +8.0%
10-year / yr: +6.3%

Relative price

vs U.S.: +123.5%
vs metro: -13.0%
vs state: +11.5%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 08527 is worth $635,018 — 13.0% below the New York-Newark-Jersey City, NY-NJ median. Over the past year, values have risen 2.1%. Homes here rent for a typical $3,164 a month — a 6.0% gross rental yield. The effective property tax rate is 1.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $3,164^[2]
Gross yield: 6.0%^[2]
Cap rate: 3.6%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.6%^[3]
Typical annual tax: $10,100^[3]

#Climate risk

FEMA National Risk Index ratings for Ocean County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively High
Coastal flood: Very High
Wildfire: Relatively Moderate
Drought: Relatively Low
Heat wave: Relatively Moderate
Hurricane: Relatively High
Tornado: Relatively Low
Earthquake: Relatively Moderate
Winter weather: Very High

#Who lives here

Population: 58,991^[3]
Median household income: $115,487^[3]

#Migration

Household moves in and out of Ocean County over a year, from IRS tax-return data.

Net migration: +263^[5]
Moved in: 12,755
Moved out: 12,492

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 12
Elementary: 6
Middle: 2
High: 3

Jackson Memorial High School
High · Grades 9–12 · Jackson Township School District
1,496 students
Jackson Liberty High School
High · Grades 9–12 · Jackson Township School District
1,076 students
Carl W. Goetz Middle School
Middle · Grades 6–8 · Jackson Township School District
1,011 students
Switlik Elementary School
Elementary · Grades PK–5 · Jackson Township School District
864 students
Elms Elementary School
Elementary · Grades PK–5 · Jackson Township School District
721 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield6.0%

Net yield (after ~40% expenses)3.6%

Annual rent$37,971

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$3,211

Loan principal$508,014

Down payment$127,004

Total interest paid$647,944

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.45

Monthly cost to own$4,582

Monthly rent$3,164

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 89th percentile^[1]
Rental yield: 78th percentile^[2]
Property tax: 40th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 08527?: The typical home in 08527 is worth $635,018, based on the Zillow Home Value Index.
Are home values rising in 08527?: Home values in 08527 are up 2.1% over the past year, and up 8.0% a year over five years.
What is the typical rent in 08527?: A typical home in 08527 rents for about $3,164 a month, a gross rental yield of 6.0%.
What is the property tax rate in 08527?: The effective property tax rate in 08527 is 1.6% — roughly $10,100 a year on a typical home.
Who lives in 08527?: ZIP code 08527 has a population of 58,991 and a median household income of $115,487.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

10989 vs 08527 →
Valley Cottage CDP, NY
Typical home
$635,016
Gross yield
—
10302 vs 08527 →
New York, NY
Typical home
$634,643
Gross yield
6.0%
07033
Kenilworth, NJ
Typical home
$634,561
Gross yield
—
07621
Bergenfield, NJ
Typical home
$634,278
Gross yield
—
11550
Hempstead, NY
Typical home
$634,163
Gross yield
6.7%
11742
Holtsville CDP, NY
Typical home
$633,933
Gross yield
6.2%

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#Jump to section

U.S. ZIP Code · NJ08527

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