How much is a home worth in ZIP code 10003?

The typical home in 10003 is worth $1,382,851, based on the Zillow Home Value Index.

Are home values rising in 10003?

Home values in 10003 are up 4.0% over the past year, and down 3.2% a year over five years.

What is the property tax rate in 10003?

The effective property tax rate in 10003 is 0.9% — roughly $11,830 a year on a typical home.

ZIP code 10003 has a population of 53,560 and a median household income of $154,262.

HousingHandbookReference data

…

U.S. ZIP Code · NY10003

New York County · New York-Newark-Jersey City, NY-NJ

Typical home value

$1,382,851^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +4.0%
5-year / yr: -3.2%
10-year / yr: -1.9%

Relative price

vs U.S.: +386.8%
vs metro: +89.5%
vs state: +334.0%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 10003 is worth $1,382,851 — 89.5% above the New York-Newark-Jersey City, NY-NJ median. Over the past year, values have risen 4.0%. The effective property tax rate is 0.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: —^[2]
Gross yield: —^[2]
Cap rate: —^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.9%^[3]
Typical annual tax: $11,830^[3]

#Climate risk

FEMA National Risk Index ratings for New York County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Very High
Coastal flood: Relatively Moderate
Wildfire: Very Low
Drought: No Rating
Heat wave: Relatively High
Hurricane: Relatively High
Tornado: Relatively Moderate
Earthquake: Relatively Moderate
Winter weather: Very High

#Who lives here

Population: 53,560^[3]
Median household income: $154,262^[3]

#Migration

Household moves in and out of New York County over a year, from IRS tax-return data.

Net migration: +2,935^[5]
Moved in: 82,255
Moved out: 79,320

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 17
Elementary: 3
Middle: 2
High: 11

HIGH SCHOOL FOR HEALTH PROFESSIONS & HUMAN SERVICES
High · Grades 9–12 · NEW YORK CITY GEOGRAPHIC DISTRICT # 2
1,667 students
SUCCESS ACADEMY CHARTER SCHOOL-UNION SQUARE
Elementary · Grades K–8 · SUCCESS ACADEMY CHARTER SCHOOL-UNION SQUARE
1,006 students
CLINTON SCHOOL (THE)
High · Grades 6–12 · NEW YORK CITY GEOGRAPHIC DISTRICT # 2
839 students
MANHATTAN COMPREHENSIVE NIGHT AND DAY HIGH SCHOOL
High · Grades 10–12 · NEW YORK CITY GEOGRAPHIC DISTRICT # 2
629 students
PS 40 AUGUSTUS SAINT-GAUDENS
Elementary · Grades PK–5 · NEW YORK CITY GEOGRAPHIC DISTRICT # 2
537 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield—

Net yield (after ~40% expenses)—

Annual rent—

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$6,992

Loan principal$1,106,281

Down payment$276,570

Total interest paid$1,411,000

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio—

Monthly cost to own$9,136

Monthly rent—

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 2nd percentile^[1]
Rental yield: —^[2]
Property tax: 20th percentile^[3]

Rankings

Top-10 lists this ZIP code appears on.

3rd for fastest-growing in NYView list →

Frequently asked

How much is a home worth in ZIP code 10003?: The typical home in 10003 is worth $1,382,851, based on the Zillow Home Value Index.
Are home values rising in 10003?: Home values in 10003 are up 4.0% over the past year, and down 3.2% a year over five years.
What is the property tax rate in 10003?: The effective property tax rate in 10003 is 0.9% — roughly $11,830 a year on a typical home.
Who lives in 10003?: ZIP code 10003 has a population of 53,560 and a median household income of $154,262.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

10018 vs 10003 →
New York, NY
Typical home
$1,382,111
Gross yield
4.3%
10803 vs 10003 →
Pelham Manor, NY
Typical home
$1,386,476
Gross yield
2.6%
11977
Westhampton CDP, NY
Typical home
$1,394,250
Gross yield
—
11577
Roslyn Heights CDP, NY
Typical home
$1,364,586
Gross yield
—
11569
Point Lookout CDP, NY
Typical home
$1,404,494
Gross yield
—
07043
Upper Montclair CDP, NJ
Typical home
$1,408,062
Gross yield
—

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 10003 against any other ZIP — full side-by-side table.

Compare 10003 →

#Jump to section

U.S. ZIP Code · NY10003

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