HousingHandbookReference data

U.S. ZIP Code · NY10803

Westchester County · New York-Newark-Jersey City, NY-NJ

Typical home value

$1,386,476[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+12.6%
5-year / yr
+9.4%
10-year / yr
+6.7%

Relative price

vs U.S.
+388.1%
vs metro
+90.0%
vs state
+335.2%
ZIP 10803 location in NY
Location of ZIP 10803 in NY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 10803 is worth $1,386,476 — 90.0% above the New York-Newark-Jersey City, NY-NJ median. Over the past year, values have risen 12.6%. Homes here rent for a typical $2,961 a month — a 2.6% gross rental yield. The effective property tax rate is 2.3%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,961[2]
Gross yield
2.6%[2]
Cap rate
1.5%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
2.3%[3]
Typical annual tax
$31,750[3]

#Climate risk

FEMA National Risk Index ratings for Westchester County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Relatively Moderate
Wildfire
Very Low
Drought
Very Low
Heat wave
Relatively Moderate
Hurricane
Relatively High
Tornado
Relatively Moderate
Earthquake
Relatively Moderate
Winter weather
Very High

#Who lives here

Population
13,072[3]
Median household income
$215,208[3]

#Migration

Household moves in and out of Westchester County over a year, from IRS tax-return data.

Net migration
-3,865[5]
Moved in
22,013
Moved out
25,878

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
6
Elementary
4
Middle
1
High
1
  • PELHAM MEMORIAL HIGH SCHOOL

    High · Grades 9–12 · PELHAM UNION FREE SCHOOL DISTRICT

    860 students

  • PELHAM MIDDLE SCHOOL

    Middle · Grades 6–8 · PELHAM UNION FREE SCHOOL DISTRICT

    692 students

  • HUTCHINSON SCHOOL

    Elementary · Grades K–5 · PELHAM UNION FREE SCHOOL DISTRICT

    373 students

  • PROSPECT HILL SCHOOL

    Elementary · Grades K–8 · PELHAM UNION FREE SCHOOL DISTRICT

    336 students

  • COLONIAL SCHOOL

    Elementary · Grades K–5 · PELHAM UNION FREE SCHOOL DISTRICT

    288 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield2.6%
Net yield (after ~40% expenses)1.5%
Annual rent$35,537

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$7,011
Loan principal$1,109,181
Down payment$277,295
Total interest paid$1,414,699

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio3.65
Monthly cost to own$10,812
Monthly rent$2,961

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
98th percentile[1]
Rental yield
1st percentile[2]
Property tax
91st percentile[3]

Frequently asked

How much is a home worth in ZIP code 10803?
The typical home in 10803 is worth $1,386,476, based on the Zillow Home Value Index.
Are home values rising in 10803?
Home values in 10803 are up 12.6% over the past year, and up 9.4% a year over five years.
What is the typical rent in 10803?
A typical home in 10803 rents for about $2,961 a month, a gross rental yield of 2.6%.
What is the property tax rate in 10803?
The effective property tax rate in 10803 is 2.3% — roughly $31,750 a year on a typical home.
Who lives in 10803?
ZIP code 10803 has a population of 13,072 and a median household income of $215,208.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • New York, NY

    Typical home
    $1,382,851
    Gross yield
  • New York, NY

    Typical home
    $1,382,111
    Gross yield
    4.3%
  • Westhampton CDP, NY

    Typical home
    $1,394,250
    Gross yield
  • Point Lookout CDP, NY

    Typical home
    $1,404,494
    Gross yield
  • Upper Montclair CDP, NJ

    Typical home
    $1,408,062
    Gross yield
  • Roslyn Heights CDP, NY

    Typical home
    $1,364,586
    Gross yield

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