How much is a home worth in ZIP code 10004?

The typical home in 10004 is worth $1,209,170, based on the Zillow Home Value Index.

Are home values rising in 10004?

Home values in 10004 are up 5.9% over the past year, and down 1.3% a year over five years.

What is the typical rent in 10004?

A typical home in 10004 rents for about $4,993 a month, a gross rental yield of 5.0%.

What is the property tax rate in 10004?

The effective property tax rate in 10004 is 1.3% — roughly $15,857 a year on a typical home.

ZIP code 10004 has a population of 3,711 and a median household income of $250,001.

HousingHandbookReference data

…

U.S. ZIP Code · NY10004

New York County · New York-Newark-Jersey City, NY-NJ

Typical home value

$1,209,170^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +5.9%
5-year / yr: -1.3%
10-year / yr: -3.2%

Relative price

vs U.S.: +325.7%
vs metro: +65.7%
vs state: +279.5%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 10004 is worth $1,209,170 — 65.7% above the New York-Newark-Jersey City, NY-NJ median. Over the past year, values have risen 5.9%. Homes here rent for a typical $4,993 a month — a 5.0% gross rental yield. The effective property tax rate is 1.3%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $4,993^[2]
Gross yield: 5.0%^[2]
Cap rate: 3.0%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.3%^[3]
Typical annual tax: $15,857^[3]

#Climate risk

FEMA National Risk Index ratings for New York County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Very High
Coastal flood: Relatively Moderate
Wildfire: Very Low
Drought: No Rating
Heat wave: Relatively High
Hurricane: Relatively High
Tornado: Relatively Moderate
Earthquake: Relatively Moderate
Winter weather: Very High

#Who lives here

Population: 3,711^[3]
Median household income: $250,001^[3]

#Migration

Household moves in and out of New York County over a year, from IRS tax-return data.

Net migration: +2,935^[5]
Moved in: 82,255
Moved out: 79,320

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 7
Elementary: 0
Middle: 2
High: 5

MILLENNIUM HIGH SCHOOL
High · Grades 9–12 · NEW YORK CITY GEOGRAPHIC DISTRICT # 2
674 students
URBAN ASSEMBLY NEW YORK HARBOR SCHOOL
High · Grades 9–12 · NEW YORK CITY GEOGRAPHIC DISTRICT # 2
498 students
JOHN V LINDSAY WILDCAT ACADEMY CHARTER SCHOOL
High · Grades 9–12 · JOHN V LINDSAY WILDCAT ACADEMY CHARTER SCHOOL
397 students
RICHARD R GREEN HIGH SCHOOL OF TEACHING
High · Grades 9–12 · NEW YORK CITY GEOGRAPHIC DISTRICT # 2
364 students
LOWER MANHATTAN COMMUNITY MIDDLE SCHOOL
Middle · Grades 6–8 · NEW YORK CITY GEOGRAPHIC DISTRICT # 2
328 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield5.0%

Net yield (after ~40% expenses)3.0%

Annual rent$59,910

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$6,114

Loan principal$967,336

Down payment$241,834

Total interest paid$1,233,784

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.69

Monthly cost to own$8,442

Monthly rent$4,993

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 5th percentile^[1]
Rental yield: 48th percentile^[2]
Property tax: 29th percentile^[3]

Rankings

Top-10 lists this ZIP code appears on.

4th for fastest-growing in NYView list →

Frequently asked

How much is a home worth in ZIP code 10004?: The typical home in 10004 is worth $1,209,170, based on the Zillow Home Value Index.
Are home values rising in 10004?: Home values in 10004 are up 5.9% over the past year, and down 1.3% a year over five years.
What is the typical rent in 10004?: A typical home in 10004 rents for about $4,993 a month, a gross rental yield of 5.0%.
What is the property tax rate in 10004?: The effective property tax rate in 10004 is 1.3% — roughly $15,857 a year on a typical home.
Who lives in 10004?: ZIP code 10004 has a population of 3,711 and a median household income of $250,001.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

11219 vs 10004 →
New York, NY
Typical home
$1,212,701
Gross yield
2.6%
07046 vs 10004 →
Mountain Lakes, NJ
Typical home
$1,205,408
Gross yield
—
11216
New York, NY
Typical home
$1,203,166
Gross yield
3.4%
11516
Cedarhurst, NY
Typical home
$1,215,254
Gross yield
—
10804
New Rochelle, NY
Typical home
$1,216,123
Gross yield
—
07641
Haworth, NJ
Typical home
$1,216,131
Gross yield
—

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Pit ZIP 10004 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · NY10004

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