HousingHandbookReference data

U.S. ZIP Code · NY10804

Westchester County · New York-Newark-Jersey City, NY-NJ

Typical home value

$1,216,123[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+9.5%
5-year / yr
+8.5%
10-year / yr
+5.4%

Relative price

vs U.S.
+328.1%
vs metro
+66.7%
vs state
+281.7%
ZIP 10804 location in NY
Location of ZIP 10804 in NY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 10804 is worth $1,216,123 — 66.7% above the New York-Newark-Jersey City, NY-NJ median. Over the past year, values have risen 9.5%. The effective property tax rate is 2.0%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
2.0%[3]
Typical annual tax
$24,774[3]

#Climate risk

FEMA National Risk Index ratings for Westchester County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Relatively Moderate
Wildfire
Very Low
Drought
Very Low
Heat wave
Relatively Moderate
Hurricane
Relatively High
Tornado
Relatively Moderate
Earthquake
Relatively Moderate
Winter weather
Very High

#Who lives here

Population
16,108[3]
Median household income
$250,001[3]

#Migration

Household moves in and out of Westchester County over a year, from IRS tax-return data.

Net migration
-3,865[5]
Moved in
22,013
Moved out
25,878

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
2
Middle
1
High
0
  • ALBERT LEONARD MIDDLE SCHOOL

    Middle · Grades 6–8 · NEW ROCHELLE CITY SCHOOL DISTRICT

    1,043 students

  • WILLIAM B WARD ELEMENTARY SCHOOL

    Elementary · Grades K–5 · NEW ROCHELLE CITY SCHOOL DISTRICT

    995 students

  • GEORGE M DAVIS ELEMENTARY SCHOOL

    Elementary · Grades K–5 · NEW ROCHELLE CITY SCHOOL DISTRICT

    647 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$6,149
Loan principal$972,898
Down payment$243,225
Total interest paid$1,240,878

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$9,230
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
93rd percentile[1]
Rental yield
[2]
Property tax
74th percentile[3]

Frequently asked

How much is a home worth in ZIP code 10804?
The typical home in 10804 is worth $1,216,123, based on the Zillow Home Value Index.
Are home values rising in 10804?
Home values in 10804 are up 9.5% over the past year, and up 8.5% a year over five years.
What is the property tax rate in 10804?
The effective property tax rate in 10804 is 2.0% — roughly $24,774 a year on a typical home.
Who lives in 10804?
ZIP code 10804 has a population of 16,108 and a median household income of $250,001.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Haworth, NJ

    Typical home
    $1,216,131
    Gross yield
  • Cedarhurst, NY

    Typical home
    $1,215,254
    Gross yield
  • New York, NY

    Typical home
    $1,218,717
    Gross yield
    3.9%
  • New York, NY

    Typical home
    $1,212,701
    Gross yield
    2.6%
  • Cutchogue CDP, NY

    Typical home
    $1,222,860
    Gross yield
  • New York, NY

    Typical home
    $1,209,170
    Gross yield
    5.0%

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