HousingHandbookReference data

U.S. ZIP Code · NY10524

Putnam County · New York-Newark-Jersey City, NY-NJ

Typical home value

$748,055[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+6.4%
5-year / yr
+6.8%
10-year / yr
+5.7%

Relative price

vs U.S.
+163.3%
vs metro
+2.5%
vs state
+134.8%
ZIP 10524 location in NY
Location of ZIP 10524 in NY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 10524 is worth $748,055 — 2.5% above the New York-Newark-Jersey City, NY-NJ median. Over the past year, values have risen 6.4%. The effective property tax rate is 1.4%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.4%[3]
Typical annual tax
$10,768[3]

#Climate risk

FEMA National Risk Index ratings for Putnam County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Relatively Low
Coastal flood
Very Low
Wildfire
Very Low
Drought
Very Low
Heat wave
Relatively Low
Hurricane
Relatively Low
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Relatively Low

#Who lives here

Population
4,578[3]
Median household income
$146,250[3]

#Migration

Household moves in and out of Putnam County over a year, from IRS tax-return data.

Net migration
-331[5]
Moved in
2,755
Moved out
3,086

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
1
Elementary
1
Middle
0
High
0
  • GARRISON SCHOOL

    Elementary · Grades PK–8 · GARRISON UNION FREE SCHOOL DISTRICT

    215 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$3,783
Loan principal$598,444
Down payment$149,611
Total interest paid$763,282

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$5,304
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
67th percentile[1]
Rental yield
[2]
Property tax
33rd percentile[3]

Frequently asked

How much is a home worth in ZIP code 10524?
The typical home in 10524 is worth $748,055, based on the Zillow Home Value Index.
Are home values rising in 10524?
Home values in 10524 are up 6.4% over the past year, and up 6.8% a year over five years.
What is the property tax rate in 10524?
The effective property tax rate in 10524 is 1.4% — roughly $10,768 a year on a typical home.
Who lives in 10524?
ZIP code 10524 has a population of 4,578 and a median household income of $146,250.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Barnum Island CDP, NY

    Typical home
    $747,474
    Gross yield
    6.1%
  • New York, NY

    Typical home
    $747,190
    Gross yield
    4.6%
  • Rutherford, NJ

    Typical home
    $746,855
    Gross yield
    3.7%
  • New York, NY

    Typical home
    $749,541
    Gross yield
  • Orangeburg CDP, NY

    Typical home
    $746,261
    Gross yield
  • Mount Sinai CDP, NY

    Typical home
    $750,014
    Gross yield

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