HousingHandbookReference data

U.S. ZIP Code · NY12169

Rensselaer County · Albany-Schenectady-Troy, NY

Typical home value

$305,567[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+7.2%
5-year / yr
+4.6%
10-year / yr
+6.4%

Relative price

vs U.S.
+7.6%
vs metro
-4.2%
vs state
-4.1%
ZIP 12169 location in NY
Location of ZIP 12169 in NY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 12169 is worth $305,567 — 4.2% below the Albany-Schenectady-Troy, NY median. Over the past year, values have risen 7.2%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
[3]
Typical annual tax
[3]

#Climate risk

FEMA National Risk Index ratings for Rensselaer County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
No Rating
Wildfire
Very Low
Drought
No Rating
Heat wave
Relatively Low
Hurricane
Relatively Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
417[3]
Median household income
$43,936[3]

#Migration

Household moves in and out of Rensselaer County over a year, from IRS tax-return data.

Net migration
+4[5]
Moved in
4,863
Moved out
4,859

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,545
Loan principal$244,454
Down payment$61,113
Total interest paid$311,787

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,105
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
4th percentile[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 12169?
The typical home in 12169 is worth $305,567, based on the Zillow Home Value Index.
Are home values rising in 12169?
Home values in 12169 are up 7.2% over the past year, and up 4.6% a year over five years.
Who lives in 12169?
ZIP code 12169 has a population of 417 and a median household income of $43,936.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Hadley CDP, NY

    Typical home
    $304,323
    Gross yield
  • South Glens Falls, NY

    Typical home
    $306,885
    Gross yield
  • Preston-Potter Hollow CDP, NY

    Typical home
    $308,463
    Gross yield
  • Troy, NY

    Typical home
    $302,208
    Gross yield
    6.0%
  • Watervliet, NY

    Typical home
    $308,990
    Gross yield
    6.0%
  • NY

    Typical home
    $310,614
    Gross yield

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