How much is a home worth in ZIP code 12180?

The typical home in 12180 is worth $302,208, based on the Zillow Home Value Index.

Are home values rising in 12180?

Home values in 12180 are up 4.9% over the past year, and up 6.5% a year over five years.

What is the typical rent in 12180?

A typical home in 12180 rents for about $1,521 a month, a gross rental yield of 6.0%.

What is the property tax rate in 12180?

The effective property tax rate in 12180 is 1.9% — roughly $5,720 a year on a typical home.

ZIP code 12180 has a population of 53,479 and a median household income of $75,851.

HousingHandbookReference data

…

U.S. ZIP Code · NY12180

Rensselaer County · Albany-Schenectady-Troy, NY

Typical home value

$302,208^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +4.9%
5-year / yr: +6.5%
10-year / yr: +6.0%

Relative price

vs U.S.: +6.4%
vs metro: -5.3%
vs state: -5.1%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 12180 is worth $302,208 — 5.3% below the Albany-Schenectady-Troy, NY median. Over the past year, values have risen 4.9%. Homes here rent for a typical $1,521 a month — a 6.0% gross rental yield. The effective property tax rate is 1.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,521^[2]
Gross yield: 6.0%^[2]
Cap rate: 3.6%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.9%^[3]
Typical annual tax: $5,720^[3]

#Climate risk

FEMA National Risk Index ratings for Rensselaer County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively Moderate
Coastal flood: No Rating
Wildfire: Very Low
Drought: No Rating
Heat wave: Relatively Low
Hurricane: Relatively Low
Tornado: Relatively Moderate
Earthquake: Relatively Low
Winter weather: Relatively Moderate

#Who lives here

Population: 53,479^[3]
Median household income: $75,851^[3]

#Migration

Household moves in and out of Rensselaer County over a year, from IRS tax-return data.

Net migration: +4^[5]
Moved in: 4,863
Moved out: 4,859

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 13
Elementary: 9
Middle: 1
High: 1

TROY HIGH SCHOOL
High · Grades 9–12 · TROY CITY SCHOOL DISTRICT
1,190 students
TROY MIDDLE SCHOOL
Middle · Grades 6–8 · TROY CITY SCHOOL DISTRICT
761 students
KIPP TROY PREPARATORY CHARTER SCHOOL
Other · Grades K–12 · KIPP TROY PREPARATORY CHARTER SCHOOL
742 students
TAMARAC MIDDLE SCHOOL HIGH SCHOOL
Other · Grades PK–12 · BRUNSWICK CENTRAL SCHOOL DISTRICT (BRITTONKILL)
593 students
TAMARAC ELEMENTARY SCHOOL
Elementary · Grades PK–5 · BRUNSWICK CENTRAL SCHOOL DISTRICT (BRITTONKILL)
489 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield6.0%

Net yield (after ~40% expenses)3.6%

Annual rent$18,248

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,528

Loan principal$241,766

Down payment$60,442

Total interest paid$308,359

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.48

Monthly cost to own$2,256

Monthly rent$1,521

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 50th percentile^[1]
Rental yield: 55th percentile^[2]
Property tax: 67th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 12180?: The typical home in 12180 is worth $302,208, based on the Zillow Home Value Index.
Are home values rising in 12180?: Home values in 12180 are up 4.9% over the past year, and up 6.5% a year over five years.
What is the typical rent in 12180?: A typical home in 12180 rents for about $1,521 a month, a gross rental yield of 6.0%.
What is the property tax rate in 12180?: The effective property tax rate in 12180 is 1.9% — roughly $5,720 a year on a typical home.
Who lives in 12180?: ZIP code 12180 has a population of 53,479 and a median household income of $75,851.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

12835 vs 12180 →
Hadley CDP, NY
Typical home
$304,323
Gross yield
—
12169 vs 12180 →
NY
Typical home
$305,567
Gross yield
—
12803
South Glens Falls, NY
Typical home
$306,885
Gross yield
—
12460
Preston-Potter Hollow CDP, NY
Typical home
$308,463
Gross yield
—
12189
Watervliet, NY
Typical home
$308,990
Gross yield
6.0%
12023
NY
Typical home
$310,614
Gross yield
—

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 12180 against any other ZIP — full side-by-side table.

Compare 12180 →

#Jump to section

U.S. ZIP Code · NY12180

Get more data on ZIPs like this

Get more data on ZIPs like this