How much is a home worth in ZIP code 12550?

The typical home in 12550 is worth $394,903, based on the Zillow Home Value Index.

Are home values rising in 12550?

Home values in 12550 are up 3.7% over the past year, and up 7.1% a year over five years.

What is the typical rent in 12550?

A typical home in 12550 rents for about $1,963 a month, a gross rental yield of 6.0%.

What is the property tax rate in 12550?

The effective property tax rate in 12550 is 1.9% — roughly $7,314 a year on a typical home.

ZIP code 12550 has a population of 55,152 and a median household income of $85,697.

HousingHandbookReference data

…

U.S. ZIP Code · NY12550

Orange County · Kiryas Joel-Poughkeepsie-Newburgh, NY

Typical home value

$394,903^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +3.7%
5-year / yr: +7.1%
10-year / yr: +8.1%

Relative price

vs U.S.: +39.0%
vs metro: -19.5%
vs state: +23.9%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 12550 is worth $394,903 — 19.5% below the Kiryas Joel-Poughkeepsie-Newburgh, NY median. Over the past year, values have risen 3.7%. Homes here rent for a typical $1,963 a month — a 6.0% gross rental yield. The effective property tax rate is 1.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,963^[2]
Gross yield: 6.0%^[2]
Cap rate: 3.6%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.9%^[3]
Typical annual tax: $7,314^[3]

#Climate risk

FEMA National Risk Index ratings for Orange County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively High
Coastal flood: Relatively Low
Wildfire: Very Low
Drought: Relatively Moderate
Heat wave: Relatively Moderate
Hurricane: Relatively Moderate
Tornado: Relatively Moderate
Earthquake: Relatively Low
Winter weather: Relatively High

#Who lives here

Population: 55,152^[3]
Median household income: $85,697^[3]

#Migration

Household moves in and out of Orange County over a year, from IRS tax-return data.

Net migration: -1,104^[5]
Moved in: 9,064
Moved out: 10,168

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 9
Elementary: 7
Middle: 1
High: 1

NEWBURGH FREE ACADEMY
High · Grades 9–12 · NEWBURGH CITY SCHOOL DISTRICT
3,521 students
MEADOW HILL SCHOOL
Elementary · Grades K–8 · NEWBURGH CITY SCHOOL DISTRICT
981 students
SOUTH MIDDLE SCHOOL
Middle · Grades 6–8 · NEWBURGH CITY SCHOOL DISTRICT
845 students
GIDNEY AVENUE MEMORIAL SCHOOL
Elementary · Grades PK–5 · NEWBURGH CITY SCHOOL DISTRICT
802 students
GARDNERTOWN LEADERSHIP ACADEMY ELEMENTARY SCHOOL
Elementary · Grades PK–5 · NEWBURGH CITY SCHOOL DISTRICT
599 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield6.0%

Net yield (after ~40% expenses)3.6%

Annual rent$23,551

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,997

Loan principal$315,923

Down payment$78,981

Total interest paid$402,942

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.50

Monthly cost to own$2,935

Monthly rent$1,963

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 55th percentile^[1]
Rental yield: 38th percentile^[2]
Property tax: 45th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 12550?: The typical home in 12550 is worth $394,903, based on the Zillow Home Value Index.
Are home values rising in 12550?: Home values in 12550 are up 3.7% over the past year, and up 7.1% a year over five years.
What is the typical rent in 12550?: A typical home in 12550 rents for about $1,963 a month, a gross rental yield of 6.0%.
What is the property tax rate in 12550?: The effective property tax rate in 12550 is 1.9% — roughly $7,314 a year on a typical home.
Who lives in 12550?: ZIP code 12550 has a population of 55,152 and a median household income of $85,697.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

10940 vs 12550 →
Middletown, NY
Typical home
$391,115
Gross yield
7.1%
12601 vs 12550 →
Poughkeepsie, NY
Typical home
$386,991
Gross yield
5.9%
12538
Haviland CDP, NY
Typical home
$403,087
Gross yield
6.5%
12522
Dover Plains CDP, NY
Typical home
$411,333
Gross yield
—
10928
West Point CDP, NY
Typical home
$411,871
Gross yield
10.3%
10925
Greenwood Lake, NY
Typical home
$411,903
Gross yield
—

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#Jump to section

U.S. ZIP Code · NY12550

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