HousingHandbookReference data

U.S. ZIP Code · NY12564

Dutchess County · Kiryas Joel-Poughkeepsie-Newburgh, NY

Typical home value

$502,623[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+5.8%
5-year / yr
+7.8%
10-year / yr
+7.1%

Relative price

vs U.S.
+76.9%
vs metro
+2.4%
vs state
+57.8%
ZIP 12564 location in NY
Location of ZIP 12564 in NY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 12564 is worth $502,623 — 2.4% above the Kiryas Joel-Poughkeepsie-Newburgh, NY median. Over the past year, values have risen 5.8%. The effective property tax rate is 1.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.9%[3]
Typical annual tax
$9,617[3]

#Climate risk

FEMA National Risk Index ratings for Dutchess County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Relatively Low
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
Relatively Moderate
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
7,734[3]
Median household income
$111,324[3]

#Migration

Household moves in and out of Dutchess County over a year, from IRS tax-return data.

Net migration
-535[5]
Moved in
6,910
Moved out
7,445

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
1
High
1
  • PAWLING ELEMENTARY SCHOOL

    Elementary · Grades PK–4 · PAWLING CENTRAL SCHOOL DISTRICT

    389 students

  • PAWLING HIGH SCHOOL

    High · Grades 9–12 · PAWLING CENTRAL SCHOOL DISTRICT

    346 students

  • PAWLING MIDDLE SCHOOL

    Middle · Grades 5–8 · PAWLING CENTRAL SCHOOL DISTRICT

    335 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,542
Loan principal$402,099
Down payment$100,525
Total interest paid$512,855

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$3,760
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
91st percentile[1]
Rental yield
[2]
Property tax
55th percentile[3]

Frequently asked

How much is a home worth in ZIP code 12564?
The typical home in 12564 is worth $502,623, based on the Zillow Home Value Index.
Are home values rising in 12564?
Home values in 12564 are up 5.8% over the past year, and up 7.8% a year over five years.
What is the property tax rate in 12564?
The effective property tax rate in 12564 is 1.9% — roughly $9,617 a year on a typical home.
Who lives in 12564?
ZIP code 12564 has a population of 7,734 and a median household income of $111,324.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Amenia CDP, NY

    Typical home
    $496,361
    Gross yield
  • Montgomery, NY

    Typical home
    $492,049
    Gross yield
  • Salt Point CDP, NY

    Typical home
    $514,208
    Gross yield
  • Myers Corner CDP, NY

    Typical home
    $489,420
    Gross yield
    5.8%
  • Tivoli, NY

    Typical home
    $486,311
    Gross yield
  • NY

    Typical home
    $520,774
    Gross yield

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