How much is a home worth in ZIP code 13331?

The typical home in 13331 is worth $402,239, based on the Zillow Home Value Index.

Are home values rising in 13331?

Home values in 13331 are up 9.0% over the past year, and up 8.2% a year over five years.

What is the property tax rate in 13331?

The effective property tax rate in 13331 is 0.9% — roughly $3,617 a year on a typical home.

ZIP code 13331 has a population of 204 and a median household income of $61,250.

HousingHandbookReference data

…

U.S. ZIP Code · NY13331

Herkimer County · Utica-Rome, NY

Typical home value

$402,239^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +9.0%
5-year / yr: +8.2%
10-year / yr: +6.9%

Relative price

vs U.S.: +41.6%
vs metro: +82.5%
vs state: +26.3%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 13331 is worth $402,239 — 82.5% above the Utica-Rome, NY median. Over the past year, values have risen 9.0%. The effective property tax rate is 0.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: —^[2]
Gross yield: —^[2]
Cap rate: —^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.9%^[3]
Typical annual tax: $3,617^[3]

#Climate risk

FEMA National Risk Index ratings for Herkimer County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Low^[4]
Riverine flood: Relatively Moderate
Coastal flood: Not Applicable
Wildfire: Very Low
Drought: No Rating
Heat wave: Very Low
Hurricane: Relatively Low
Tornado: Relatively Low
Earthquake: Very Low
Winter weather: Relatively Moderate

#Who lives here

Population: 204^[3]
Median household income: $61,250^[3]

#Migration

Household moves in and out of Herkimer County over a year, from IRS tax-return data.

Net migration: -111^[5]
Moved in: 1,164
Moved out: 1,275

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield—

Net yield (after ~40% expenses)—

Annual rent—

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$2,034

Loan principal$321,791

Down payment$80,448

Total interest paid$410,427

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio—

Monthly cost to own$2,671

Monthly rent—

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 91st percentile^[1]
Rental yield: —^[2]
Property tax: 0th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 13331?: The typical home in 13331 is worth $402,239, based on the Zillow Home Value Index.
Are home values rising in 13331?: Home values in 13331 are up 9.0% over the past year, and up 8.2% a year over five years.
What is the property tax rate in 13331?: The effective property tax rate in 13331 is 0.9% — roughly $3,617 a year on a typical home.
Who lives in 13331?: ZIP code 13331 has a population of 204 and a median household income of $61,250.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

13472 vs 13331 →
Thendara CDP, NY
Typical home
$418,862
Gross yield
—
13413 vs 13331 →
Washington Mills CDP, NY
Typical home
$305,923
Gross yield
7.3%
13420
Old Forge CDP, NY
Typical home
$499,953
Gross yield
—
13323
Clinton, NY
Typical home
$301,411
Gross yield
—
13403
Marcy CDP, NY
Typical home
$295,290
Gross yield
—
13304
Barneveld CDP, NY
Typical home
$289,552
Gross yield
—

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 13331 against any other ZIP — full side-by-side table.

Compare 13331 →

#Jump to section

U.S. ZIP Code · NY13331

Get more data on ZIPs like this

Get more data on ZIPs like this