HousingHandbookReference data

U.S. ZIP Code · NY13361

Herkimer County · Utica-Rome, NY

Typical home value

$207,741[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+5.6%
5-year / yr
+5.8%
10-year / yr
+6.7%

Relative price

vs U.S.
-26.9%
vs metro
-5.7%
vs state
-34.8%
ZIP 13361 location in NY
Location of ZIP 13361 in NY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 13361 is worth $207,741 — 5.7% below the Utica-Rome, NY median. Over the past year, values have risen 5.6%. The effective property tax rate is 1.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.5%[3]
Typical annual tax
$3,114[3]

#Climate risk

FEMA National Risk Index ratings for Herkimer County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
No Rating
Heat wave
Very Low
Hurricane
Relatively Low
Tornado
Relatively Low
Earthquake
Very Low
Winter weather
Relatively Moderate

#Who lives here

Population
725[3]
Median household income
$92,000[3]

#Migration

Household moves in and out of Herkimer County over a year, from IRS tax-return data.

Net migration
-111[5]
Moved in
1,164
Moved out
1,275

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,050
Loan principal$166,193
Down payment$41,548
Total interest paid$211,970

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,483
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
11th percentile[1]
Rental yield
[2]
Property tax
36th percentile[3]

Frequently asked

How much is a home worth in ZIP code 13361?
The typical home in 13361 is worth $207,741, based on the Zillow Home Value Index.
Are home values rising in 13361?
Home values in 13361 are up 5.6% over the past year, and up 5.8% a year over five years.
What is the property tax rate in 13361?
The effective property tax rate in 13361 is 1.5% — roughly $3,114 a year on a typical home.
Who lives in 13361?
ZIP code 13361 has a population of 725 and a median household income of $92,000.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Utica, NY

    Typical home
    $208,131
    Gross yield
    8.1%
  • Rome, NY

    Typical home
    $206,342
    Gross yield
    8.3%
  • Westernville CDP, NY

    Typical home
    $205,350
    Gross yield
  • Newport, NY

    Typical home
    $210,239
    Gross yield
  • Frankfort, NY

    Typical home
    $204,961
    Gross yield
  • Sylvan Beach, NY

    Typical home
    $210,680
    Gross yield

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

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