How much is a home worth in ZIP code 13501?

The typical home in 13501 is worth $208,131, based on the Zillow Home Value Index.

Are home values rising in 13501?

Home values in 13501 are up 8.3% over the past year, and up 8.6% a year over five years.

What is the typical rent in 13501?

A typical home in 13501 rents for about $1,398 a month, a gross rental yield of 8.1%.

What is the property tax rate in 13501?

The effective property tax rate in 13501 is 1.4% — roughly $2,912 a year on a typical home.

ZIP code 13501 has a population of 38,931 and a median household income of $52,548.

HousingHandbookReference data

…

U.S. ZIP Code · NY13501

Oneida County · Utica-Rome, NY

Typical home value

$208,131^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +8.3%
5-year / yr: +8.6%
10-year / yr: +8.9%

Relative price

vs U.S.: -26.7%
vs metro: -5.6%
vs state: -34.7%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 13501 is worth $208,131 — 5.6% below the Utica-Rome, NY median. Over the past year, values have risen 8.3%. Homes here rent for a typical $1,398 a month — a 8.1% gross rental yield. The effective property tax rate is 1.4%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,398^[2]
Gross yield: 8.1%^[2]
Cap rate: 4.8%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.4%^[3]
Typical annual tax: $2,912^[3]

#Climate risk

FEMA National Risk Index ratings for Oneida County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively Moderate
Coastal flood: Not Applicable
Wildfire: Very Low
Drought: No Rating
Heat wave: Relatively Low
Hurricane: Relatively Low
Tornado: Relatively Moderate
Earthquake: Relatively Low
Winter weather: Very High

#Who lives here

Population: 38,931^[3]
Median household income: $52,548^[3]

#Migration

Household moves in and out of Oneida County over a year, from IRS tax-return data.

Net migration: -468^[5]
Moved in: 3,407
Moved out: 3,875

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 8
Elementary: 7
Middle: 0
High: 1

THOMAS R PROCTOR HIGH SCHOOL
High · Grades 9–12 · UTICA CITY SCHOOL DISTRICT
2,725 students
CHRISTOPHER COLUMBUS ELEMENTARY SCHOOL
Elementary · Grades K–6 · UTICA CITY SCHOOL DISTRICT
636 students
WATSON WILLIAMS ELEMENTARY SCHOOL
Elementary · Grades K–6 · UTICA CITY SCHOOL DISTRICT
602 students
ROSCOE CONKLING ELEMENTARY SCHOOL
Elementary · Grades K–6 · UTICA CITY SCHOOL DISTRICT
495 students
ALBANY ELEMENTARY SCHOOL
Elementary · Grades K–6 · UTICA CITY SCHOOL DISTRICT
475 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield8.1%

Net yield (after ~40% expenses)4.8%

Annual rent$16,770

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,052

Loan principal$166,505

Down payment$41,626

Total interest paid$212,368

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.05

Monthly cost to own$1,469

Monthly rent$1,398

Owning and renting are roughly even.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 98th percentile^[1]
Rental yield: 75th percentile^[2]
Property tax: 30th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 13501?: The typical home in 13501 is worth $208,131, based on the Zillow Home Value Index.
Are home values rising in 13501?: Home values in 13501 are up 8.3% over the past year, and up 8.6% a year over five years.
What is the typical rent in 13501?: A typical home in 13501 rents for about $1,398 a month, a gross rental yield of 8.1%.
What is the property tax rate in 13501?: The effective property tax rate in 13501 is 1.4% — roughly $2,912 a year on a typical home.
Who lives in 13501?: ZIP code 13501 has a population of 38,931 and a median household income of $52,548.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

13361 vs 13501 →
NY
Typical home
$207,741
Gross yield
—
13440 vs 13501 →
Rome, NY
Typical home
$206,342
Gross yield
8.3%
13416
Newport, NY
Typical home
$210,239
Gross yield
—
13157
Sylvan Beach, NY
Typical home
$210,680
Gross yield
—
13486
Westernville CDP, NY
Typical home
$205,350
Gross yield
—
13340
Frankfort, NY
Typical home
$204,961
Gross yield
—

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 13501 against any other ZIP — full side-by-side table.

Compare 13501 →

#Jump to section

U.S. ZIP Code · NY13501

Get more data on ZIPs like this

Get more data on ZIPs like this