How much is a home worth in ZIP code 13601?

The typical home in 13601 is worth $196,802, based on the Zillow Home Value Index.

Are home values rising in 13601?

Home values in 13601 are up 1.8% over the past year, and up 5.0% a year over five years.

What is the typical rent in 13601?

A typical home in 13601 rents for about $1,458 a month, a gross rental yield of 8.9%.

What is the property tax rate in 13601?

The effective property tax rate in 13601 is 1.4% — roughly $2,844 a year on a typical home.

ZIP code 13601 has a population of 36,839 and a median household income of $58,791.

HousingHandbookReference data

…

U.S. ZIP Code · NY13601

Jefferson County · Watertown-Fort Drum, NY

Typical home value

$196,802^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +1.8%
5-year / yr: +5.0%
10-year / yr: +3.8%

Relative price

vs U.S.: -30.7%
vs metro: -10.8%
vs state: -38.2%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 13601 is worth $196,802 — 10.8% below the Watertown-Fort Drum, NY median. Over the past year, values have risen 1.8%. Homes here rent for a typical $1,458 a month — a 8.9% gross rental yield. The effective property tax rate is 1.4%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,458^[2]
Gross yield: 8.9%^[2]
Cap rate: 5.3%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.4%^[3]
Typical annual tax: $2,844^[3]

#Climate risk

FEMA National Risk Index ratings for Jefferson County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Low^[4]
Riverine flood: Relatively Moderate
Coastal flood: Very Low
Wildfire: Very Low
Drought: No Rating
Heat wave: Very Low
Hurricane: Very Low
Tornado: Relatively Low
Earthquake: Relatively Low
Winter weather: Relatively High

#Who lives here

Population: 36,839^[3]
Median household income: $58,791^[3]

#Migration

Household moves in and out of Jefferson County over a year, from IRS tax-return data.

Net migration: -419^[5]
Moved in: 4,248
Moved out: 4,667

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 9
Elementary: 5
Middle: 2
High: 1

WATERTOWN SENIOR HIGH SCHOOL
High · Grades 9–12 · WATERTOWN CITY SCHOOL DISTRICT
1,139 students
HAROLD T WILEY SCHOOL
Middle · Grades 5–6 · WATERTOWN CITY SCHOOL DISTRICT
621 students
CASE MIDDLE SCHOOL
Middle · Grades 7–8 · WATERTOWN CITY SCHOOL DISTRICT
591 students
NORTH ELEMENTARY SCHOOL
Elementary · Grades K–4 · WATERTOWN CITY SCHOOL DISTRICT
440 students
KNICKERBOCKER SCHOOL
Elementary · Grades K–4 · WATERTOWN CITY SCHOOL DISTRICT
360 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield8.9%

Net yield (after ~40% expenses)5.3%

Annual rent$17,494

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$995

Loan principal$157,441

Down payment$39,360

Total interest paid$200,808

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio0.96

Monthly cost to own$1,395

Monthly rent$1,458

Owning and renting are roughly even.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 36th percentile^[1]
Rental yield: 0th percentile^[2]
Property tax: 71st percentile^[3]

Frequently asked

How much is a home worth in ZIP code 13601?: The typical home in 13601 is worth $196,802, based on the Zillow Home Value Index.
Are home values rising in 13601?: Home values in 13601 are up 1.8% over the past year, and up 5.0% a year over five years.
What is the typical rent in 13601?: A typical home in 13601 rents for about $1,458 a month, a gross rental yield of 8.9%.
What is the property tax rate in 13601?: The effective property tax rate in 13601 is 1.4% — roughly $2,844 a year on a typical home.
Who lives in 13601?: ZIP code 13601 has a population of 36,839 and a median household income of $58,791.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

13656 vs 13601 →
Depauville CDP, NY
Typical home
$197,117
Gross yield
—
13619 vs 13601 →
Great Bend CDP, NY
Typical home
$196,457
Gross yield
—
13673
Philadelphia, NY
Typical home
$195,081
Gross yield
—
13691
Theresa, NY
Typical home
$205,499
Gross yield
—
13615
Brownville, NY
Typical home
$211,957
Gross yield
—
13661
Mannsville, NY
Typical home
$214,016
Gross yield
—

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#Jump to section

U.S. ZIP Code · NY13601

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