HousingHandbookReference data

U.S. ZIP Code · NY13827

Tioga County · Binghamton, NY

Typical home value

$197,441[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.9%
5-year / yr
+5.5%
10-year / yr
+5.8%

Relative price

vs U.S.
-30.5%
vs metro
+5.4%
vs state
-38.0%
ZIP 13827 location in NY
Location of ZIP 13827 in NY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 13827 is worth $197,441 — 5.4% above the Binghamton, NY median. Over the past year, values have risen 4.9%. The effective property tax rate is 1.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.7%[3]
Typical annual tax
$3,445[3]

#Climate risk

FEMA National Risk Index ratings for Tioga County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
Relatively Low
Tornado
Relatively Low
Earthquake
Very Low
Winter weather
Very Low

#Who lives here

Population
11,832[3]
Median household income
$72,769[3]

#Migration

Household moves in and out of Tioga County over a year, from IRS tax-return data.

Net migration
-30[5]
Moved in
1,228
Moved out
1,258

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
1
High
1
  • OWEGO FREE ACADEMY

    High · Grades 9–12 · OWEGO-APALACHIN CENTRAL SCHOOL DISTRICT

    614 students

  • OWEGO ELEMENTARY SCHOOL

    Elementary · Grades PK–5 · OWEGO-APALACHIN CENTRAL SCHOOL DISTRICT

    496 students

  • OWEGO-APALACHIN MIDDLE SCHOOL

    Middle · Grades 6–8 · OWEGO-APALACHIN CENTRAL SCHOOL DISTRICT

    461 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$998
Loan principal$157,953
Down payment$39,488
Total interest paid$201,460

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,449
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
26th percentile[1]
Rental yield
[2]
Property tax
16th percentile[3]

Frequently asked

How much is a home worth in ZIP code 13827?
The typical home in 13827 is worth $197,441, based on the Zillow Home Value Index.
Are home values rising in 13827?
Home values in 13827 are up 4.9% over the past year, and up 5.5% a year over five years.
What is the property tax rate in 13827?
The effective property tax rate in 13827 is 1.7% — roughly $3,445 a year on a typical home.
Who lives in 13827?
ZIP code 13827 has a population of 11,832 and a median household income of $72,769.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Chenango Bridge CDP, NY

    Typical home
    $196,516
    Gross yield
    7.7%
  • NY

    Typical home
    $195,490
    Gross yield
  • NY

    Typical home
    $200,592
    Gross yield
  • NY

    Typical home
    $200,895
    Gross yield
  • NY

    Typical home
    $190,852
    Gross yield
  • Whitney Point, NY

    Typical home
    $190,608
    Gross yield

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

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