HousingHandbookReference data

U.S. ZIP Code · NY13901

Broome County · Binghamton, NY

Typical home value

$196,516[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+7.3%
5-year / yr
+8.0%
10-year / yr
+6.7%

Relative price

vs U.S.
-30.8%
vs metro
+4.9%
vs state
-38.3%
ZIP 13901 location in NY
Location of ZIP 13901 in NY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 13901 is worth $196,516 — 4.9% above the Binghamton, NY median. Over the past year, values have risen 7.3%. Homes here rent for a typical $1,263 a month — a 7.7% gross rental yield. The effective property tax rate is 2.0%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,263[2]
Gross yield
7.7%[2]
Cap rate
4.6%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
2.0%[3]
Typical annual tax
$3,876[3]

#Climate risk

FEMA National Risk Index ratings for Broome County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
No Rating
Heat wave
Relatively Low
Hurricane
Relatively Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
19,613[3]
Median household income
$55,523[3]

#Migration

Household moves in and out of Broome County over a year, from IRS tax-return data.

Net migration
-744[5]
Moved in
3,127
Moved out
3,871

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
9
Elementary
5
Middle
2
High
2
  • CHENANGO FORKS ELEMENTARY SCHOOL

    Elementary · Grades PK–5 · CHENANGO FORKS CENTRAL SCHOOL DISTRICT

    604 students

  • CHENANGO VALLEY HIGH SCHOOL

    High · Grades 9–12 · CHENANGO VALLEY CENTRAL SCHOOL DISTRICT

    489 students

  • CHENANGO FORKS HIGH SCHOOL

    High · Grades 9–12 · CHENANGO FORKS CENTRAL SCHOOL DISTRICT

    432 students

  • PORT DICKINSON ELEMENTARY SCHOOL

    Elementary · Grades PK–2 · CHENANGO VALLEY CENTRAL SCHOOL DISTRICT

    411 students

  • MACARTHUR SCHOOL

    Elementary · Grades PK–5 · BINGHAMTON CITY SCHOOL DISTRICT

    394 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield7.7%
Net yield (after ~40% expenses)4.6%
Annual rent$15,150

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$994
Loan principal$157,213
Down payment$39,303
Total interest paid$200,517

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.17
Monthly cost to own$1,480
Monthly rent$1,263

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
87th percentile[1]
Rental yield
20th percentile[2]
Property tax
42nd percentile[3]

Frequently asked

How much is a home worth in ZIP code 13901?
The typical home in 13901 is worth $196,516, based on the Zillow Home Value Index.
Are home values rising in 13901?
Home values in 13901 are up 7.3% over the past year, and up 8.0% a year over five years.
What is the typical rent in 13901?
A typical home in 13901 rents for about $1,263 a month, a gross rental yield of 7.7%.
What is the property tax rate in 13901?
The effective property tax rate in 13901 is 2.0% — roughly $3,876 a year on a typical home.
Who lives in 13901?
ZIP code 13901 has a population of 19,613 and a median household income of $55,523.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Owego, NY

    Typical home
    $197,441
    Gross yield
  • NY

    Typical home
    $195,490
    Gross yield
  • NY

    Typical home
    $200,592
    Gross yield
  • NY

    Typical home
    $200,895
    Gross yield
  • NY

    Typical home
    $190,852
    Gross yield
  • Whitney Point, NY

    Typical home
    $190,608
    Gross yield

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