How much is a home worth in ZIP code 14120?

The typical home in 14120 is worth $278,934, based on the Zillow Home Value Index.

Are home values rising in 14120?

Home values in 14120 are up 6.0% over the past year, and up 7.2% a year over five years.

What is the typical rent in 14120?

A typical home in 14120 rents for about $1,152 a month, a gross rental yield of 5.0%.

What is the property tax rate in 14120?

The effective property tax rate in 14120 is 2.0% — roughly $5,538 a year on a typical home.

ZIP code 14120 has a population of 44,241 and a median household income of $74,871.

HousingHandbookReference data

…

U.S. ZIP Code · NY14120

Niagara County · Buffalo-Cheektowaga, NY

Typical home value

$278,934^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +6.0%
5-year / yr: +7.2%
10-year / yr: +7.7%

Relative price

vs U.S.: -1.8%
vs metro: +2.7%
vs state: -12.5%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 14120 is worth $278,934 — 2.7% above the Buffalo-Cheektowaga, NY median. Over the past year, values have risen 6.0%. Homes here rent for a typical $1,152 a month — a 5.0% gross rental yield. The effective property tax rate is 2.0%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,152^[2]
Gross yield: 5.0%^[2]
Cap rate: 3.0%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 2.0%^[3]
Typical annual tax: $5,538^[3]

#Climate risk

FEMA National Risk Index ratings for Niagara County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively Moderate
Coastal flood: Very Low
Wildfire: Very Low
Drought: Very Low
Heat wave: Relatively Low
Hurricane: Very Low
Tornado: Relatively Low
Earthquake: Relatively Low
Winter weather: Relatively Low

#Who lives here

Population: 44,241^[3]
Median household income: $74,871^[3]

#Migration

Household moves in and out of Niagara County over a year, from IRS tax-return data.

Net migration: -175^[5]
Moved in: 3,782
Moved out: 3,957

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 7
Elementary: 4
Middle: 2
High: 1

NORTH TONAWANDA HIGH SCHOOL
High · Grades 9–12 · NORTH TONAWANDA CITY SCHOOL DISTRICT
973 students
NORTH TONAWANDA INTERMEDIATE SCHOOL
Middle · Grades 4–6 · NORTH TONAWANDA CITY SCHOOL DISTRICT
733 students
ERRICK ROAD ELEMENTARY SCHOOL
Elementary · Grades K–5 · NIAGARA-WHEATFIELD CENTRAL SCHOOL DISTRICT
495 students
NORTH TONAWANDA MIDDLE SCHOOL
Middle · Grades 7–8 · NORTH TONAWANDA CITY SCHOOL DISTRICT
478 students
OHIO ELEMENTARY SCHOOL
Elementary · Grades K–4 · NORTH TONAWANDA CITY SCHOOL DISTRICT
367 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield5.0%

Net yield (after ~40% expenses)3.0%

Annual rent$13,825

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,410

Loan principal$223,148

Down payment$55,787

Total interest paid$284,612

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.83

Monthly cost to own$2,105

Monthly rent$1,152

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 79th percentile^[1]
Rental yield: 14th percentile^[2]
Property tax: 83rd percentile^[3]

Frequently asked

How much is a home worth in ZIP code 14120?: The typical home in 14120 is worth $278,934, based on the Zillow Home Value Index.
Are home values rising in 14120?: Home values in 14120 are up 6.0% over the past year, and up 7.2% a year over five years.
What is the typical rent in 14120?: A typical home in 14120 rents for about $1,152 a month, a gross rental yield of 5.0%.
What is the property tax rate in 14120?: The effective property tax rate in 14120 is 2.0% — roughly $5,538 a year on a typical home.
Who lives in 14120?: ZIP code 14120 has a population of 44,241 and a median household income of $74,871.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

14091 vs 14120 →
NY
Typical home
$274,335
Gross yield
—
14214 vs 14120 →
Buffalo, NY
Typical home
$284,416
Gross yield
6.7%
14131
Ransomville CDP, NY
Typical home
$287,113
Gross yield
—
14172
Wilson, NY
Typical home
$268,983
Gross yield
—
14028
Olcott CDP, NY
Typical home
$268,217
Gross yield
—
14224
West Seneca CDP, NY
Typical home
$291,563
Gross yield
5.1%

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Pit ZIP 14120 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · NY14120

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