HousingHandbookReference data

U.S. ZIP Code · NY14228

Erie County · Buffalo-Cheektowaga, NY

Typical home value

$351,716[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.3%
5-year / yr
+6.8%
10-year / yr
+7.0%

Relative price

vs U.S.
+23.8%
vs metro
+29.5%
vs state
+10.4%
ZIP 14228 location in NY
Location of ZIP 14228 in NY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 14228 is worth $351,716 — 29.5% above the Buffalo-Cheektowaga, NY median. Over the past year, values have risen 4.3%. Homes here rent for a typical $1,872 a month — a 6.4% gross rental yield. The effective property tax rate is 1.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,872[2]
Gross yield
6.4%[2]
Cap rate
3.8%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.8%[3]
Typical annual tax
$6,165[3]

#Climate risk

FEMA National Risk Index ratings for Erie County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Relatively Low
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Relatively Low
Tornado
Relatively High
Earthquake
Relatively Low
Winter weather
Very High

#Who lives here

Population
25,350[3]
Median household income
$74,871[3]

#Migration

Household moves in and out of Erie County over a year, from IRS tax-return data.

Net migration
-2,722[5]
Moved in
11,871
Moved out
14,593

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
2
Middle
0
High
1
  • SWEET HOME SENIOR HIGH SCHOOL

    High · Grades 9–12 · SWEET HOME CENTRAL SCHOOL DISTRICT

    1,091 students

  • HERITAGE HEIGHTS ELEMENTARY SCHOOL

    Elementary · Grades PK–5 · SWEET HOME CENTRAL SCHOOL DISTRICT

    419 students

  • WILLOW RIDGE ELEMENTARY SCHOOL

    Elementary · Grades PK–5 · SWEET HOME CENTRAL SCHOOL DISTRICT

    394 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield6.4%
Net yield (after ~40% expenses)3.8%
Annual rent$22,461

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,778
Loan principal$281,373
Down payment$70,343
Total interest paid$358,875

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.38
Monthly cost to own$2,584
Monthly rent$1,872

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
64th percentile[1]
Rental yield
50th percentile[2]
Property tax
60th percentile[3]

Frequently asked

How much is a home worth in ZIP code 14228?
The typical home in 14228 is worth $351,716, based on the Zillow Home Value Index.
Are home values rising in 14228?
Home values in 14228 are up 4.3% over the past year, and up 6.8% a year over five years.
What is the typical rent in 14228?
A typical home in 14228 rents for about $1,872 a month, a gross rental yield of 6.4%.
What is the property tax rate in 14228?
The effective property tax rate in 14228 is 1.8% — roughly $6,165 a year on a typical home.
Who lives in 14228?
ZIP code 14228 has a population of 25,350 and a median household income of $74,871.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • NY

    Typical home
    $350,954
    Gross yield
  • NY

    Typical home
    $354,085
    Gross yield
  • Lewiston, NY

    Typical home
    $343,426
    Gross yield
  • Wanakah CDP, NY

    Typical home
    $367,423
    Gross yield
  • Buffalo, NY

    Typical home
    $332,653
    Gross yield
    5.3%
  • Youngstown, NY

    Typical home
    $332,632
    Gross yield

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