HousingHandbookReference data

U.S. ZIP Code · MD20616

Charles County · Washington-Arlington-Alexandria, DC-VA-MD-WV

Typical home value

$427,740[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-0.4%
5-year / yr
+3.6%
10-year / yr
+5.0%

Relative price

vs U.S.
+50.6%
vs metro
-27.1%
vs state
-5.0%
ZIP 20616 location in MD
Location of ZIP 20616 in MD

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 20616 is worth $427,740 — 27.1% below the Washington-Arlington-Alexandria, DC-VA-MD-WV median. Over the past year, values have fallen 0.4%. The effective property tax rate is 1.1%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.1%[3]
Typical annual tax
$4,599[3]

#Climate risk

FEMA National Risk Index ratings for Charles County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Relatively Low
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
Relatively Low
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
8,057[3]
Median household income
$128,177[3]

#Migration

Household moves in and out of Charles County over a year, from IRS tax-return data.

Net migration
+521[5]
Moved in
5,731
Moved out
5,210

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,163
Loan principal$342,192
Down payment$85,548
Total interest paid$436,447

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,904
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
51st percentile[1]
Rental yield
[2]
Property tax
91st percentile[3]

Frequently asked

How much is a home worth in ZIP code 20616?
The typical home in 20616 is worth $427,740, based on the Zillow Home Value Index.
Are home values rising in 20616?
Home values in 20616 are down 0.4% over the past year, and up 3.6% a year over five years.
What is the property tax rate in 20616?
The effective property tax rate in 20616 is 1.1% — roughly $4,599 a year on a typical home.
Who lives in 20616?
ZIP code 20616 has a population of 8,057 and a median household income of $128,177.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Rock Point CDP, MD

    Typical home
    $427,651
    Gross yield
  • Washington, DC

    Typical home
    $429,696
    Gross yield
  • Spotsylvania Courthouse CDP, VA

    Typical home
    $431,648
    Gross yield
    5.3%
  • Darnestown CDP, MD

    Typical home
    $420,168
    Gross yield
    5.9%
  • Ballenger Creek CDP, MD

    Typical home
    $419,030
    Gross yield
    6.4%
  • Chillum CDP, MD

    Typical home
    $438,255
    Gross yield
    5.3%

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