How much is a home worth in ZIP code 20874?

The typical home in 20874 is worth $420,168, based on the Zillow Home Value Index.

Are home values rising in 20874?

Home values in 20874 are down 2.9% over the past year, and up 2.9% a year over five years.

What is the typical rent in 20874?

A typical home in 20874 rents for about $2,054 a month, a gross rental yield of 5.9%.

What is the property tax rate in 20874?

The effective property tax rate in 20874 is 0.8% — roughly $3,364 a year on a typical home.

ZIP code 20874 has a population of 62,738 and a median household income of $115,022.

HousingHandbookReference data

…

U.S. ZIP Code · MD20874

Montgomery County · Washington-Arlington-Alexandria, DC-VA-MD-WV

Typical home value

$420,168^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -2.9%
5-year / yr: +2.9%
10-year / yr: +3.9%

Relative price

vs U.S.: +47.9%
vs metro: -28.4%
vs state: -6.7%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 20874 is worth $420,168 — 28.4% below the Washington-Arlington-Alexandria, DC-VA-MD-WV median. Over the past year, values have fallen 2.9%. Homes here rent for a typical $2,054 a month — a 5.9% gross rental yield. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,054^[2]
Gross yield: 5.9%^[2]
Cap rate: 3.5%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.8%^[3]
Typical annual tax: $3,364^[3]

#Climate risk

FEMA National Risk Index ratings for Montgomery County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively High
Coastal flood: Very Low
Wildfire: Very Low
Drought: Relatively Moderate
Heat wave: Relatively High
Hurricane: Relatively Moderate
Tornado: Relatively Moderate
Earthquake: Relatively Moderate
Winter weather: Very High

#Who lives here

Population: 62,738^[3]
Median household income: $115,022^[3]

#Migration

Household moves in and out of Montgomery County over a year, from IRS tax-return data.

Net migration: -6,074^[5]
Moved in: 26,379
Moved out: 32,453

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 14
Elementary: 8
Middle: 3
High: 2

Northwest High
High · Grades 9–12 · Montgomery County Public Schools
2,386 students
Seneca Valley High
High · Grades 9–12 · Montgomery County Public Schools
2,386 students
Kingsview Middle
Middle · Grades 6–8 · Montgomery County Public Schools
922 students
Roberto W. Clemente Middle
Middle · Grades 6–8 · Montgomery County Public Schools
866 students
Martin Luther King Jr. Middle
Middle · Grades 6–8 · Montgomery County Public Schools
858 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield5.9%

Net yield (after ~40% expenses)3.5%

Annual rent$24,651

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$2,125

Loan principal$336,134

Down payment$84,034

Total interest paid$428,721

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.34

Monthly cost to own$2,755

Monthly rent$2,054

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 30th percentile^[1]
Rental yield: 82nd percentile^[2]
Property tax: 39th percentile^[3]

Rankings

Top-10 lists this ZIP code appears on.

6th for most populous in MDView list →

Frequently asked

How much is a home worth in ZIP code 20874?: The typical home in 20874 is worth $420,168, based on the Zillow Home Value Index.
Are home values rising in 20874?: Home values in 20874 are down 2.9% over the past year, and up 2.9% a year over five years.
What is the typical rent in 20874?: A typical home in 20874 rents for about $2,054 a month, a gross rental yield of 5.9%.
What is the property tax rate in 20874?: The effective property tax rate in 20874 is 0.8% — roughly $3,364 a year on a typical home.
Who lives in 20874?: ZIP code 20874 has a population of 62,738 and a median household income of $115,022.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

21703 vs 20874 →
Ballenger Creek CDP, MD
Typical home
$419,030
Gross yield
6.4%
21716 vs 20874 →
Brunswick, MD
Typical home
$417,094
Gross yield
—
20707
Laurel, MD
Typical home
$414,758
Gross yield
6.1%
20664
Rock Point CDP, MD
Typical home
$427,651
Gross yield
—
20616
Bryans Road CDP, MD
Typical home
$427,740
Gross yield
—
25414
Charles Town, WV
Typical home
$411,319
Gross yield
5.8%

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#Jump to section

U.S. ZIP Code · MD20874

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