HousingHandbookReference data

U.S. ZIP Code · MD20684

St. Mary's County · Lexington Park, MD

Typical home value

$470,331[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+3.8%
5-year / yr
+3.2%
10-year / yr
+3.6%

Relative price

vs U.S.
+65.6%
vs metro
+1.9%
vs state
+4.4%
ZIP 20684 location in MD
Location of ZIP 20684 in MD

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 20684 is worth $470,331 — 1.9% above the Lexington Park, MD median. Over the past year, values have risen 3.8%. The effective property tax rate is 0.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.9%[3]
Typical annual tax
$4,450[3]

#Climate risk

FEMA National Risk Index ratings for St. Mary's County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Relatively Low
Coastal flood
Relatively Moderate
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Relatively Moderate
Tornado
Relatively Low
Earthquake
Very Low
Winter weather
Relatively Low

#Who lives here

Population
802[3]
Median household income
$180,060[3]

#Migration

Household moves in and out of St. Mary's County over a year, from IRS tax-return data.

Net migration
-74[5]
Moved in
3,165
Moved out
3,239

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,378
Loan principal$376,265
Down payment$94,066
Total interest paid$479,905

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$3,143
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
47th percentile[1]
Rental yield
[2]
Property tax
93rd percentile[3]

Frequently asked

How much is a home worth in ZIP code 20684?
The typical home in 20684 is worth $470,331, based on the Zillow Home Value Index.
Are home values rising in 20684?
Home values in 20684 are up 3.8% over the past year, and up 3.2% a year over five years.
What is the property tax rate in 20684?
The effective property tax rate in 20684 is 0.9% — roughly $4,450 a year on a typical home.
Who lives in 20684?
ZIP code 20684 has a population of 802 and a median household income of $180,060.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Piney Point CDP, MD

    Typical home
    $471,233
    Gross yield
  • Prince Frederick CDP, MD

    Typical home
    $476,643
    Gross yield
  • Solomons CDP, MD

    Typical home
    $463,115
    Gross yield
  • St. Leonard CDP, MD

    Typical home
    $459,610
    Gross yield
    6.0%
  • Chesapeake Beach, MD

    Typical home
    $459,441
    Gross yield
  • Solomons CDP, MD

    Typical home
    $458,857
    Gross yield

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