HousingHandbookReference data

U.S. ZIP Code · MD20685

Calvert County · Lexington Park, MD

Typical home value

$459,610[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.8%
5-year / yr
+3.6%
10-year / yr
+4.5%

Relative price

vs U.S.
+61.8%
vs metro
≈ metro median
vs state
+2.0%
ZIP 20685 location in MD
Location of ZIP 20685 in MD

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 20685 is worth $459,610. Over the past year, values have risen 2.8%. Homes here rent for a typical $2,300 a month — a 6.0% gross rental yield. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,300[2]
Gross yield
6.0%[2]
Cap rate
3.6%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.8%[3]
Typical annual tax
$3,580[3]

#Climate risk

FEMA National Risk Index ratings for Calvert County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Very Low
Coastal flood
Relatively Low
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Relatively Moderate
Tornado
Very Low
Earthquake
Very Low
Winter weather
Relatively Low

#Who lives here

Population
6,866[3]
Median household income
$119,135[3]

#Migration

Household moves in and out of Calvert County over a year, from IRS tax-return data.

Net migration
-263[5]
Moved in
2,389
Moved out
2,652

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
1
Elementary
1
Middle
0
High
0
  • St Leonard Elementary

    Elementary · Grades PK–5 · Calvert County Public Schools

    442 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield6.0%
Net yield (after ~40% expenses)3.6%
Annual rent$27,600

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,324
Loan principal$367,688
Down payment$91,922
Total interest paid$468,965

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.31
Monthly cost to own$3,006
Monthly rent$2,300

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
60th percentile[1]
Rental yield
33rd percentile[2]
Property tax
38th percentile[3]

Frequently asked

How much is a home worth in ZIP code 20685?
The typical home in 20685 is worth $459,610, based on the Zillow Home Value Index.
Are home values rising in 20685?
Home values in 20685 are up 2.8% over the past year, and up 3.6% a year over five years.
What is the typical rent in 20685?
A typical home in 20685 rents for about $2,300 a month, a gross rental yield of 6.0%.
What is the property tax rate in 20685?
The effective property tax rate in 20685 is 0.8% — roughly $3,580 a year on a typical home.
Who lives in 20685?
ZIP code 20685 has a population of 6,866 and a median household income of $119,135.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Chesapeake Beach, MD

    Typical home
    $459,441
    Gross yield
  • Solomons CDP, MD

    Typical home
    $458,857
    Gross yield
  • Solomons CDP, MD

    Typical home
    $463,115
    Gross yield
  • MD

    Typical home
    $451,431
    Gross yield
  • MD

    Typical home
    $470,331
    Gross yield
  • Piney Point CDP, MD

    Typical home
    $471,233
    Gross yield

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