HousingHandbookReference data

U.S. ZIP Code · MD20855

Montgomery County · Washington-Arlington-Alexandria, DC-VA-MD-WV

Typical home value

$696,565[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-1.3%
5-year / yr
+2.6%
10-year / yr
+3.4%

Relative price

vs U.S.
+145.2%
vs metro
+18.6%
vs state
+54.6%
ZIP 20855 location in MD
Location of ZIP 20855 in MD

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 20855 is worth $696,565 — 18.6% above the Washington-Arlington-Alexandria, DC-VA-MD-WV median. Over the past year, values have fallen 1.3%. Homes here rent for a typical $2,451 a month — a 4.2% gross rental yield. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,451[2]
Gross yield
4.2%[2]
Cap rate
2.5%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.8%[3]
Typical annual tax
$5,655[3]

#Climate risk

FEMA National Risk Index ratings for Montgomery County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively High
Coastal flood
Very Low
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively High
Hurricane
Relatively Moderate
Tornado
Relatively Moderate
Earthquake
Relatively Moderate
Winter weather
Very High

#Who lives here

Population
17,279[3]
Median household income
$149,110[3]

#Migration

Household moves in and out of Montgomery County over a year, from IRS tax-return data.

Net migration
-6,074[5]
Moved in
26,379
Moved out
32,453

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
5
Elementary
3
Middle
1
High
1
  • Col. Zadok Magruder High

    High · Grades 9–12 · Montgomery County Public Schools

    1,622 students

  • Redland Middle

    Middle · Grades 6–8 · Montgomery County Public Schools

    583 students

  • Mill Creek Towne Elementary

    Elementary · Grades PK–5 · Montgomery County Public Schools

    497 students

  • Sequoyah Elementary

    Elementary · Grades PK–5 · Montgomery County Public Schools

    452 students

  • Candlewood Elementary

    Elementary · Grades K–5 · Montgomery County Public Schools

    368 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield4.2%
Net yield (after ~40% expenses)2.5%
Annual rent$29,411

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$3,522
Loan principal$557,252
Down payment$139,313
Total interest paid$710,744

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.87
Monthly cost to own$4,573
Monthly rent$2,451

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
25th percentile[1]
Rental yield
33rd percentile[2]
Property tax
40th percentile[3]

Frequently asked

How much is a home worth in ZIP code 20855?
The typical home in 20855 is worth $696,565, based on the Zillow Home Value Index.
Are home values rising in 20855?
Home values in 20855 are down 1.3% over the past year, and up 2.6% a year over five years.
What is the typical rent in 20855?
A typical home in 20855 rents for about $2,451 a month, a gross rental yield of 4.2%.
What is the property tax rate in 20855?
The effective property tax rate in 20855 is 0.8% — roughly $5,655 a year on a typical home.
Who lives in 20855?
ZIP code 20855 has a population of 17,279 and a median household income of $149,110.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Takoma Park, MD

    Typical home
    $696,537
    Gross yield
    2.6%
  • Urbana CDP, MD

    Typical home
    $697,593
    Gross yield
  • Rockville, MD

    Typical home
    $698,276
    Gross yield
    4.2%
  • VA

    Typical home
    $694,126
    Gross yield
  • Washington, DC

    Typical home
    $693,606
    Gross yield
    4.2%
  • West Springfield CDP, VA

    Typical home
    $701,918
    Gross yield
    5.6%

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