How much is a home worth in ZIP code 20912?

The typical home in 20912 is worth $696,537, based on the Zillow Home Value Index.

Are home values rising in 20912?

Home values in 20912 are down 0.8% over the past year, and up 2.0% a year over five years.

What is the typical rent in 20912?

A typical home in 20912 rents for about $1,538 a month, a gross rental yield of 2.6%.

What is the property tax rate in 20912?

The effective property tax rate in 20912 is 1.0% — roughly $7,068 a year on a typical home.

ZIP code 20912 has a population of 25,749 and a median household income of $83,870.

HousingHandbookReference data

…

U.S. ZIP Code · MD20912

Montgomery County · Washington-Arlington-Alexandria, DC-VA-MD-WV

Typical home value

$696,537^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -0.8%
5-year / yr: +2.0%
10-year / yr: +3.7%

Relative price

vs U.S.: +145.2%
vs metro: +18.6%
vs state: +54.6%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 20912 is worth $696,537 — 18.6% above the Washington-Arlington-Alexandria, DC-VA-MD-WV median. Over the past year, values have fallen 0.8%. Homes here rent for a typical $1,538 a month — a 2.6% gross rental yield. The effective property tax rate is 1.0%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,538^[2]
Gross yield: 2.6%^[2]
Cap rate: 1.6%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.0%^[3]
Typical annual tax: $7,068^[3]

#Climate risk

FEMA National Risk Index ratings for Montgomery County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively High
Coastal flood: Very Low
Wildfire: Very Low
Drought: Relatively Moderate
Heat wave: Relatively High
Hurricane: Relatively Moderate
Tornado: Relatively Moderate
Earthquake: Relatively Moderate
Winter weather: Very High

#Who lives here

Population: 25,749^[3]
Median household income: $83,870^[3]

#Migration

Household moves in and out of Montgomery County over a year, from IRS tax-return data.

Net migration: -6,074^[5]
Moved in: 26,379
Moved out: 32,453

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 4
Elementary: 4
Middle: 0
High: 0

Rolling Terrace Elementary
Elementary · Grades PK–5 · Montgomery County Public Schools
656 students
Piney Branch Elementary
Elementary · Grades 3–5 · Montgomery County Public Schools
599 students
Takoma Park Elementary
Elementary · Grades PK–2 · Montgomery County Public Schools
598 students
Carole Highlands Elementary
Elementary · Grades PK–5 · Prince George's County Public Schools
535 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield2.6%

Net yield (after ~40% expenses)1.6%

Annual rent$18,454

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$3,522

Loan principal$557,230

Down payment$139,307

Total interest paid$710,716

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio3.05

Monthly cost to own$4,689

Monthly rent$1,538

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 18th percentile^[1]
Rental yield: 3rd percentile^[2]
Property tax: 85th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 20912?: The typical home in 20912 is worth $696,537, based on the Zillow Home Value Index.
Are home values rising in 20912?: Home values in 20912 are down 0.8% over the past year, and up 2.0% a year over five years.
What is the typical rent in 20912?: A typical home in 20912 rents for about $1,538 a month, a gross rental yield of 2.6%.
What is the property tax rate in 20912?: The effective property tax rate in 20912 is 1.0% — roughly $7,068 a year on a typical home.
Who lives in 20912?: ZIP code 20912 has a population of 25,749 and a median household income of $83,870.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

20855 vs 20912 →
Redland CDP, MD
Typical home
$696,565
Gross yield
4.2%
21754 vs 20912 →
Urbana CDP, MD
Typical home
$697,593
Gross yield
—
20850
Rockville, MD
Typical home
$698,276
Gross yield
4.2%
22749
VA
Typical home
$694,126
Gross yield
—
20010
Washington, DC
Typical home
$693,606
Gross yield
4.2%
22152
West Springfield CDP, VA
Typical home
$701,918
Gross yield
5.6%

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Pit ZIP 20912 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · MD20912

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